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borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers choices expanding include loan means menu niche opportunity
Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets. Keith Gumbinger
borrowers color defend designed ensure ensuring equal foundation laws mortgage ordinance people treated treatment
Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process. Wade Henderson
borrowers capitalist global major needs source system treatment
This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected, George Soros
borrowers credit danger mortgage treating understand
A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card. Allen Fishbein
budget hearings thanks
We've actually started the budget hearings tonight, thanks to you folks, S. Walker
budget cannot employees helping package percent
We started out with a package, ... Now we're down to 25 percent of our employees participating in that package. I just cannot get comfortable with 25 percent of the employees helping us with our budget problems. I like a package where everyone can contribute. Bob Woodruff
budget budgets feather increase reserves tight
(We're) in such a tight budget - like we have had every year, ... (If) you can increase reserves at all, it's a feather in your cap. Alan Thompson
budgetary grasp run
We have to have a grasp of where we are from a budgetary standpoint. We have to have better accountability and we have to run it like a business. Eric Hyman
budgetary experience fulfilling people terms
In my experience, people are usually fired for reasons having to do with budgetary constraints, incompetence or not fulfilling the terms of a contract. Michael Shermer
budgets certainly comedies low
Most of my comedies were low on budgets - certainly by American standards. Norman Wisdom
budget controls
We're going to put some controls in during the budget process. William Kovacic
budget examined four increase issues kept last percent realized taxes ways
When we examined budget issues last year, we realized if we kept going the way we were going, we would have to increase taxes 28 percent over four years and we had to look at ways to compromise. Robert Morgan
budgets companies dedicated double fewer large regardless smaller
What makes it a problem, regardless of why, is that smaller companies are the ones who have fewer defenses in place. There are no large dedicated IT staffs in place, or large budgets for technology, so it's a double whammy. Andrew Lochart
buying internet brands
The Internet is the ultimate in brand-centered buying. Al Ries
buy estimate good land next
We want to try to buy the land next year. I want to see if that's a good estimate on our part. Rex Garrett
buying swimsuits difficult
Even buying a swimsuit is super difficult. And then making one is even harder. Chloe Sevigny
buying instant itunes
I like buying iTunes. It's instant. Caitlin Rose
buy detection education shares simply stocks united
I simply can't buy as much of some stocks such as Detection Systems or United Education & Software as I'd like because there just aren't all that many shares available. Louis Navellier
buying everybody funds great money pouring safe
Large-caps were safe in 1996, '97, '98. Everybody was buying index funds and Nifty Fifty funds. As long as money was pouring in, it was great. Louis Navellier
buys car focus likely move pickup stay
The person who buys a Focus is more likely to stay with us to move into a mid-size car or SUV or pickup trucks, George Pipas
buys land process talking whoever
The permitting process is so complicated here in Massachusetts. Realistically, whoever buys Frank's land, you're still talking 1 1/2 to 2 years. Vivien Li
buy front opposed people places rid stuff yard
The people would go out and buy stuff from other places and be re-selling it on their front yard as opposed to getting rid of all their own junk. Brian Sweet
encouraged focus hurricane people strongly turn understand wake
(We) strongly encouraged them to understand that in the wake of the Hurricane Katrina, the focus of the American people will turn inward, Tom Lantos
encouraged funny quite remarkable shows skeptical totally tv watched
We made satires of everything - news broadcasts and TV shows that we watched. When I look at them now, they are totally amateurish, but I find it quite remarkable that we were so skeptical of the world! My parents watched them and thought they were funny; they really encouraged us. Lev Yilmaz
encouraged goal high whatever
We were always encouraged to do whatever it was we wanted to do. There was never a goal that was too high or too crazy. Jordan Metzl
encouraged family
We're not an acting family, but my parents have always encouraged me. Keeley Hawes
encouraged excited great holds number signed weather
We're really excited about it. We're also encouraged by the number of competitors who've signed up. So long as the weather holds up, we should have a great day. Richard Murray
encouraged safer second students ventures year
Engineering college students should be encouraged to start entrepreneurial ventures in their second year itself. It is safer to fail while in college. Kris Gopalakrishnan
encouraged helped steer
I think of myself as a little kid, and I had a wild imagination, but it was something that was encouraged and supported, which helped steer me into the arts. Uzo Aduba
encouraged hours relationships savior spent walked whom worked
The Savior encouraged brotherhood. He was not a long-distance leader. He walked and worked with those whom he led. He was not afraid of close friendships. He spent many hours with his disciples, and his relationships with them were intimate. Joseph B. Wirthlin
encouraged work
Thanks to everyone who's encouraged and supported my work over the years. Kate Bush
invest
The perimeter is getting more porous. The no-no is to just invest there. Robert Whiteley
investment revenue concepts
I consider each business investment based on concept and revenue. Daymond John
investment commodity crucial
Patience is a crucial but rare investment commodity. David Dreman
investing hardest-times hardest
Now is always the hardest time to invest. Bernard Baruch
investing trading loses
In trading/ investing it's not about how much you make, but how much you don't lose Bernard Baruch
investing-money differences risk
Many businesses fail because the owner wasn't willing to invest and wasn't educated on the difference between spending money frivolously and investing money into the business for growth, and the risks and rewards of that cash infusion. Carol Roth
investing eating habit
You can never go wrong betting on Americans' bad eating habits. So I've made a ton investing in all fast food chains, while at the same time investing in Dockers, spandex, Spanx, and sweatpants. Basically, anything with an elastic waistband is a goldmine. Carol Leifer
investing research investment
All the research shows that investing in women is a good investment Cherie Blair
investigation compliance
Lack of compliance is hindering the investigation. Charlie Melancon
loans obtained turkey
Turkey could not have obtained loans under better conditions. Kemal Dervis
loans reserve
All the Federal Reserve can do is make loans against collateral. Ben Bernanke
loans
I've never been a fan of loans between relatives or friends. They can divide relationships. Jean Chatzky
loans risk transfer
These non-traditional loans transfer risk to the borrower. Mark Milner
loans negative spending stretched
It just suggests that consumers, particularly lower-end consumers, are going to be more stretched when these loans reset, with potentially negative implications for spending growth. Scott Hoyt
money giving grace
Riches may enable us to confer favors, but to confer them with propriety and grace requires a something that riches cannot give. Charles Caleb Colton
money evil gains
To cure us of our immoderate love of gain, we should seriously consider how many goods there are that money will not purchase, and these the best; and how many evils there are that money will not remedy, and these the worst. Charles Caleb Colton
money greatest-wealth want
Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more. Charles Caleb Colton
money battle half
economy is half the battle of life; it is notso hard to earn money as to spend it well. Charles Spurgeon
money people saving
So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live. Alan Watts
money thinking people
The reason we have poverty is that we have no imagination. There are a great many people accumulating what they think is vast wealth, but it's only money... they don't know how to enjoy it, because they have no imagination. Alan Watts
money children clothes
And money is not something to go mad about ... Money is for food and clothes and comfort, and a visit to the pictures. Money is to make happy the lives of children. Alan Paton
money law issues
As long as we issue fiat currency, I see no alternative to a legal tender law. Alan Greenspan
money gold wealth
Deficit spending is simply a scheme for the confiscation of wealth. Alan Greenspan
paid relationship society work
What someone is paid has little or no relationship to what their work is worth to society. Robert Reich
paid religion total
To me, film is a religion. I don't expect to get paid to make it, but I do expect total dedication. Kevin Brownlow
paid particular point sure voices
If your voices are not heard, you can be sure that many others will be - in particular those who are paid to present a point of view, and often do it most effectively. Kathleen Sebelius
paid pain protect rolling week whenever
Whenever you see your quarterback on the ground, especially rolling around in pain, it's not good. We get paid to protect him. That's what we want to do and when we don't, our week is long. Maurice Williams
paid picked somebody
She paid it all off, but somebody never picked up on that. Christopher Plourd
paid
Work-get paid; don't work-don't get paid. Everybody is on commission Dave Ramsey
paid proposal referred says taxpayers tells ways
Legally, this is referred to as an increase. There's no two ways about it on the ballot. However, if you look at the preamble, it says this proposal would reauthorize the levy. That tells taxpayers this is something they have paid before. John Schwartz
paid took
I rewrote it and I took all your notes. Read it again, that kind of persistence paid off. David Steinberg
paid ran
I'm glad that I ran track in high school. I think it paid off. Lela Rochon
people may medical
It is astonishing how much more anxious people are to lengthen life than to improve it; and as misers often lose large sums of money in attempting to make more, so do hypochondriacs squander large sums of time in search of nostrums by which they vainly hope they may get more time to squander. Charles Caleb Colton
people solitude multitudes
A multitude of people and yet solitude. Charles Dickens
people governing whole
My faith in the people governing is, on the whole, infinitesimal; my faith in the people governed is, on the whole, illimitable. Charles Dickens
people words-of-wisdom selfishness
Others had been a little wild, which was not to be wondered at, and not very blamable; but, he had made a lamentation and uproar which it was dangerous for the people to hear, as there is always contagion in weakness and selfishness. Charles Dickens
people words-of-wisdom want
Mrs. Boffin and me, ma'am, are plain people, and we don't want to pretend to anything, nor yet to go round and round at anything because there's always a straight way to everything. Charles Dickens
people next cleanliness
Cleanliness is next to Godliness, and some people do the same by their religion. Charles Dickens
people scary alive
I have heard it said that as we keep our birthdays when we are alive, so the ghosts of dead people, who are not easy in their graves, keep the day they died upon. Charles Dickens
people enemy
Some people are nobody's enemies but their own Charles Dickens
people romance wonder-woman
Superman/Wonder Woman, people expected, I guess, a lot of romance, or maybe something that wasnt emotionally deep. Who knows? Charles Soule
productive-work people mud
I hope I don't sound like an old-fashioned stick-in-the-mud, but when I hear about people making vast fortunes without doing any productive work or contributing anything to society, my reaction is: “How can I get in on that? Dave Barry
products quarter talked
There are some big inventories out there. The new products that they have talked about aren't out for another quarter or so. So it's probably going to be more of the same for some time. Bob Turner
products
It is necessary that I am viewed as a product. I am a product. Ayumi Hamasaki
production
We're getting production from different people. They're working well as a team. Ed Miller
product ready search serious
We're ready to compete. We're very serious about this. Search evolves. We have a product that I think is part of that. Barry Diller
products putting quality shelves sure
We want to make sure we're only putting safe, quality products on our shelves for our customers. Karen Burk
product
The product is out there. It's not necessarily right, and it's not necessarily wrong. It's just the idea that was generated. Matt Flynn
production recording step
The production and recording is a big step up. Grayson White
productive-life people good-relationship
Psychology, unlike chemistry, unlike algebra, unlike literature, is an owner's manual for your own mind. It's a guide to life. What could be more important than grounding young people in the scientific information that they need to live happy, healthy, productive lives? To have good relationships? Daniel Goldstein
save-the-planet
To reconnect with nature is key if we want to save the planet. Jane Goodall
save sure work
We didn't want to have them come down to do the work if we weren't sure we would be able to save the building. Sarah Newton
saved
The love received is the love that is saved. Eddie Vedder
save
If my closet were burning, it'd be my collection of jackets I would save - they always make me feel pulled-together. Nina Garcia
save
The fighters who give it all will be around for next year. Give it all you've got. Don't save anything. George Foreman
saved
As much as I would like to be the one who saved hip-hop culture, it's pretty much nigh-on impossible. Coolio
save
You do a little, we do a little, we all save a lot. Joseph Roth
saved
You are not saved by your works. You work because youre saved. Adrian Rogers
save share tweet
We have lost the idea that something can be secret because it is valuable, not because it's shameful. If you share everything with everybody, what have you got for yourself? I tweet and I blog, but I save a lot for myself. Not because I am ashamed. Patrick Ness
stretching whatever
She's stretching it out. She does whatever she has to do. Geno Auriemma
stretching i-can
I am interested only in stretching myself, on living as fully as I can. Doris Lessing
stretch
What it's going to do is stretch us thin, personnel-wise. Nancy Brown
stretch
I think it's really important to always kind of stretch your boundaries and your limits and get out of your comfort zone. And for me, that's very important. Joshua Bell
stretching taught
He taught us Drawling, Stretching and Fainting in Coils. Lewis Carroll
stretching
A physical therapist does some unbelievable stretching with me. Brian O'Driscoll
stretch
We'll be able to stretch it (fuel) out a little. Brian Martin
stretch time
I don't stretch enough. I know I should do it more, and I'd like to do yoga, but I just don't have time. Raymond Kelly
stretch
This thing has tentacles that are going to stretch all over the place, Jim Ritterbusch
values
We value some lives more than others. Charlize Theron
values
When you treat your body like a Bentley, you value yourself and you start to look at your body differently. Demi Lovato
value
We know how to value companies. And we go where the value is. Wendell Perkins
values
Nobody values your time but YOU. Brian Tracy
values
We thought we could get it out before May 1, but because the values for some of the neighborhoods were out of whack, we had to go back and fine-tune those. Robert Gerhardt
value worn
Times have changed. It has already worn out its value, Miriam Santiago
value-systems industry values
I'm very analytical about the industry and I understand that there are value systems, and all sorts of things like that. Adelaide Clemens
values wikileaks
The values of WikiLeaks have been completely overshadowed by Julian Assange. Heather Brooke
values
have the same values and the same interests. Craig Stapleton