Famous Quotes & Sayings

Ben Bernanke

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Luke Swarthout

Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.

Patricia Scherschel

With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program.

Beth Haiken

We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected.

Keith Gumbinger

Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.

Kent Conrad

If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments,

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Keith Gumbinger

Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets.

Sathya Baba

Love is one; it transcends caste, color and creed, if it has to be genuine.

Joe Glenn

(Seven) is still quite a few, and maybe that's about average. We didn't get everyone we went after, I'll tell you that. We recruited a lot of Colorado kids. Unfortunately, some went to Colorado. Unfortunately, some went to Colorado State. We recruited just as many (as usual), but unfortunately, more stayed in their home state than they have in a long, long time.

Terry Pope

One thing you have to realize about New Zealand is the majority of their products are exported. It's a country with a land mass about the size of Colorado with about four million people. They can definitely produce more goods than what they consume.

Christopher Darden

My creative juices really don't stall. I like to write in a very straightforward, conversational way, but of course it has to be colorful as well.

John H. Johnson

Men and women are limited not by the place of their birth, not by the color of their skin, but by the size of their hope.

Jim Cole

When I look at the mountains here in Colorado they're so beautiful. You have potential habitat everywhere, but there aren't any bears. It's not grizzly country any more. The last grizzly in Colorado was killed by a bow-hunter in 1979.

Charles Petzold

Computer monitors can operate in many different video modes. In most cases, the decision about how many pixels and colors to display is yours - but not always.

Edvard Munch

Anybody who perceives colors can become a painter. It's simply a question of whether or not one has felt anything and whether one has the courage to recount the things one has felt.

Edvard Munch

By painting colors and lines and forms seen in quickened mood I was seeking to make this mood vibrate as a phonograph does. This was the origin of the paintings in The Frieze of Life.

Stanley Burrell

We're not defending like we usually do. It's putting us in a position where we all have to score the ball, because we're not getting stops. We're not defending at all. That's been our motto. That's our identity. We defend, and we get stops.

Rodney Harrison

We're not defending anything, because we don't have anything. (This) is a new season, just like 2005 is a new season for the Raiders.

Mick Durham

We're not defending and offensively we don't play together. Those are the two things that define us at this point.

Alan Curbishley

Luke defends well and he gets forward too,

Matt Brady

Liberty plays so hard. They run hard, they rebound hard, they post defend hard. If you have poise, you give yourself a better chance.

Daniel Nepstad

Many indigenous groups are very well organized, and they are also willing to use force to defend their lands.

Kim Yuna

Many people talk about winning two straight gold medals, but I'm not focusing on defending the title.

Mike Williamson

Mike has really developed into a guy where if you need a goal, you have him in on the ice and the same when you are defending the lead. He plays in all situations and provides leadership in the dressing room. He logs a ton of ice time.

Ivica Dacic

Milosevic did not die in The Hague, he was killed in The Hague. But, he had managed to defend the national and state interests of Serbia and the Serb people, and everybody should be grateful to him for that.

Peter Fonda

LSD was designed for you to look inside yourself. Quite a liberating experience if you can pull it off.

Jim Kennedy

made a good-faith effort to respond to the questions despite the fact that they were designed more for a partisan purpose than a constitutional one.

Amity Gaige

Several paranoid suspicions occurred to me, the worst of which was that my whole identity was merely a patched-together set of behaviors designed to keep my parents joined to each other - the repertoire of tricks of a small but intelligent dog.

Mark Keller

Miss Copley, you're not going to like any of this, ... Your stay is too short. It's designed for punishment. Period.

Todd Spencer

Of course, the licensing process is designed to simply slide as many people through with a minimum of experience and quality.

Andy Weir

My father has a great love of science, and he indoctrinated me into it early. I think I was 12 or so when we designed a moon base.

John Clifford

Needless to say, we are very pleased with these results, ... Our enhanced surveillance program is designed to provide information about the level of prevalence of B.S.E. in the United States, which by any measure is extremely low.

Theo de Raadt

I started working on OpenBSD, and many earlier projects, because I have always felt that vendor systems were not designed for quality.

Steve Owen

From an outsider's perspective I can understand it seems odd to open a new facility while another one is closing. But Red Rock is designed for a state contract.

Bruce Goodwin

My job ... is to ensure that the nuclear weapons in the stockpile are safe and reliable. Safe means no matter what you do to them they don't go off when they are not supposed to. Reliable means that should the president ever have to use one, it will work exactly as it is supposed to.

Mary Chapman

More needs to be done to ensure young people get a better understanding of the world of work and what it involves.

Chris Dodd

My hope is many of the problems we saw recently hopefully can be alleviated or at least lessened. These aren't just glitches. They can have a profound impact on our elections. We need to do everything in our power to ensure that voters not only are able to vote, but have that vote counted.

Anne Lang

Maybe make a work-related to-do list and a personal to-do list to ensure you can merge those together in a time frame that makes sense.

Robert Sweeney

Now we'll be able to ensure they will go to a more suitable location, and not be housed together.

Charles Simonyi

necessary to ensure maintenance of high quality running of the institution.

Herschelle Gibbs

Obviously my first objective will be to ensure a good start for the Cobras, but obviously I also intend taking the opportunity of showing what I can do at the start.

Josh Miley

Getting the first one and doing it fast relieved a little pressure. I was really nervous to get past that one. I was also tight for my semifinal. I didn't really wrestle well. I didn't attack. I just sat on the lead, which isn't my style, but I really just wanted to ensure that I got to the district.

David Wood

Fred has a pressing need for life insurance to ensure that Wilma and Pebbles could maintain their standard of living if he were no longer able to provide for them.

Shari Arison

I foresaw the financial crisis. I get messages in my sleep, in pictures and words. I understood that I have a mission and a role in ensuring human existence. I received a message that people would soon start to go crazy.

Bill Owens

True leadership lies in guiding others to success. In ensuring that everyone is performing at their best, doing the work they are pledged to do and doing it well.

Rand Paul

The right to life is guaranteed to all Americans in the Declaration of Independence, and ensuring this is upheld is the Constitutional duty of all members of Congress.

Doug Cameron

It is simply about quality, it is about safety, it's about ensuring that the track record Qantas has continues.

Carol Davis

I think it's the only fair way of really ensuring that a school's performance score does indeed reflect the performance of the school.

Paul O'Neill

with a view to ensuring that investors in all mortgage-backed securities are provided with the information that they should have.

Anthony Romero

The photos and videos play a key role in ensuring government accountability for the torture that happened,

Robert Wallis

The opportunity for ensuring this orderly process rests squarely with the relatives in Miami. We urge everyone to put the well being of Elian before all else in this process.

Phil English

Ensuring the safety of our communities by providing our fire departments with the resources they need is extremely important to help fight and prevent fires, ... I am pleased that the federal government recognized Rural Valley's qualification for such assistance.

Nikita Khrushchev

Let us not talk about using force; we are equally strong. In fact, we can swat your ass.

Jonah Goldberg

Liberty has turned into licentiousness, and tolerance for dissenters has become little more than rank relativism and nihilism. All perspectives are equally valid, which means no perspective is truly valid.

Marsha Blackburn

Less regulation plus less taxation plus less litigation always equals more innovation and job creation.

Michael Eisner

Net income for the first three quarters of 2005 is nearly equal to all of 2004,

Craig Brown

One of the tricks of life is to have sense and money in roughly equal proportions.

Marlo Thomas

One of the things about equality is not just that you be treated equally to man, but that you treat yourself equally the way you treat a man

Charlotte Rampling

One mysterious person looking at another mysterious person equals what? Another mystery.

Bhagavad Gita

No one is even equal to You in the three worlds; how can there be one greater than You? O Being of Incomparable Glory.

Thomas Kristensen

Only a few companies, including the open source vendor Red Hat, handles vulnerabilities in an equally responsible way.

Johan Cruyff

My foundation now has some 120 football pitches laid out for children, a lot of them immigrants. We live in a multicultural society.

Ariel Sharon

foundation and cornerstone for the great opportunities which lie before us.

Abdu'l Baha

Truthfulness is the foundation of all the virtues of mankind

Andrew Altman

I wouldn't leave if I thought that the sky was falling, ... I think the foundation is there. The institution is set up.

Bill Gates

We're laying the foundation for what we need.

Mark Schmidt

Those four guys are the foundation for this team, and I wanted to make sure we were all on the same page. They needed to be reminded of my expectations. They are the spokesmen for this team.

Matt Lucas

We were friends for four years before we started writing together, so that is the foundation on which our partnership is built.

Steve Koonin

We have not been able to leverage our foundation at TBS,

Carl Jung

I know only that I was born and exist, and it seems to me that I have been carried along. I exist on the foundation of something I do not know. In spite of all uncertainties, I feel a solidity underlying all existence and a continuity in my mode of being.

Mickey Mantle

Mr. Mantle, do you have any observations with reference to the application of antitrust laws to baseball?

John Dingell

Mr. Pitt got in trouble. If he is not doing the job, sees to it that security laws are properly enforced, it's time for him to depart.

Rig Veda

Only that person is preferred as a leader, who adheres by laws and rules.

Marcus Tullius Cicero

In time of war the laws are silent.

Ellen Key

All thoughtful persons perceive that the ideas of the morality of sexual relations upheld by the religions and laws of the Western nations are in our time undergoing a radical transformation.

Frederick I, Holy Roman Emperor

It is not for the people to give laws to the prince, but to obey his mandate.

Carolyn McCarthy

We are not looking at any laws that are going to confiscate guns,

Henry Charles Carey

Then it was that were passed the laws restricting emancipation and prohibiting education.

Anacharsis Anacharsis

Written laws are like spider's webs; they will catch, it is true, the weak and the poor, but would be torn in pieces by the rich and powerful.

Brian Brennan

Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side.

Carol Rebello

I made all my payments on time, but I never got a mortgage bill.

Chris Gabrieli

I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

John Porter

It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.

Jim Butcher

I don't have a muse. I have a mortgage.

Martin Lewis

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.

Julia Gillard

I'm angry and I understand why Australians paying mortgages are angry.

Jennifer Ellison

I got a mortgage at 17! I didn't even know you could get a mortgage at 17.

Peter Akinola

We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation.

Craig Civalier

We didn't have an ordinance that specifically stated that it's a school speed zone.

Stephanie Samuels

It's the most comprehensive ordinance I've seen in the state of New Jersey.

Isabella Rossellini

It always amazed me that people believed I was this beautiful object.

Isabella Rossellini

I'm always a little worried when people have met me in person because I'm worried they'll be disappointed.

Rick Perlstein

Do people still read before bed? I play 'Words With Friends.'

Robert Mankoff

People often ask me about my upbringing, and if there was anything particular about it that made me become a cartoonist.

Robert Mankoff

I don't think most people know what's going to be in their obituary, but I do.

Robert Teeter

There are not enough people out talking about the President positively.

Roger Penrose

Some people take the view that we happen by accident. I think that there is something much deeper, of which we have very little inkling at the moment.

Kristy Swanson

My parents were like the kind of people who read the 'Enquirer' and believed everything it said.

Malorie Blackman

I think what we need, especially in publishing, is more commissioning editors and editors who are people of colour.

Mary Scott

No one should have been treated like that.

Scott Andreassi

She was treated no differently than any other individual.

Sofia Boutella

Working with Madonna, she always told me the meaning behind the steps and why I was doing these steps - she treated us like actors. So I feel like I've always been an actor, truly.

John Timoney

He's being treated for a gunshot wound to the head,

Marc Bulger

We treated this like a regular-season game. Whether they did or not, who knows?

John Macdonald

We treated this (bar) just like any other licensee.

Cass Sunstein

Rehnquist really was treated unfairly, ... A person is a career, not a moment.

Gwendoline Christie

My parents treated my height as a wonderful thing to be celebrated, but also normal.

Jill Carroll

I was treated well, but I don't know why I was kidnapped.

Tipper Gore

For mental illnesses, we need better access to treatment and diagnosis.

John Walters

There are now more teens going into treatment for marijuana dependency than for all other drugs combined.

Joe Williams

Treatment is the way to go, ... It can work if you have the right model.

Craig Hill

Treatment is available. It's (addictive) and treatment works.

Leon Russell

Treatment for it is not all that effective,

Jane Austen

I always deserve the best treatment because I never put up with any other.

Tony Dungy

He's getting treatment every day and it'll probably be a game-time decision,

Benjamin Grumbles

This is a triumph of treatment over dilution and collaboration over confrontation.

B. R. Hayden

This is not just a treatment that reduces symptoms.