Famous Quotes & Sayings

Ben Bernanke

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Luke Swarthout

Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.

Patricia Scherschel

With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program.

Beth Haiken

We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected.

Keith Gumbinger

Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.

Kent Conrad

If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments,

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Keith Gumbinger

Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets.

Joe Carson

Low growth in GDP and a decline in productivity -- hours worked rose more than GDP -- implies margin compression and a sequential decline in operating profits.

Eiji Dohke

Many investors did not expect that yields would decline from the start of the year. They rather not to have a 1.4 percent coupon the new debt.

Stephen Kinzer

Many troubled Midwestern towns are grasping for ways to fend off decline and, in some cases, extinction.

Mark Fields

So far this year, our U.S. share decline has been half of what it was a year ago. That means we're making progress on slowing the rate of decline, which is the first step toward stabilizing it over time.

Michael Lewis

One reason we've seen a decline in the past few years is that going to the movies isn't as special as it used to be. People have big screens and good sound at home. Why would they leave if you don't offer more than that?

Janet Jacobs

One reason we're talking about it now is that we've seen a decline in foot traffic downtown.

Andy Whitaker

One month of information really isn't helpful but, yes, there was a decline in February.

Holger Schmieding

French unemployment is stabilizing. We see further declines in the jobless rate.

Samuel Bodman

I would expect there to be some decline in price but that is a function of the marketplace,

Uday Kotak

Historically, in India, the strange fact was that the equity owner was not taking as much hit as the lender. Therefore, if we restore the first principle of economics, that first the equity owner needs to take the hit and then the lender, we will get a good solution.

Mike Lenhoff

Fundamentals remain positive for equity markets so our view is: stick with the trend, it's not the end, it's still your friend.

Daniel Morgan

I would characterize March as a relatively good performance in the equity markets.

Ken Miller

Because of the cooperative's financial soundness, tonight we are returning over $ 1.8 million of your equity back to you.

Brett Ellis

Should you need to sell the home within a year or two there is not a lot of equity there.

Sandy Baum

The question for parents is: Is it better to take out a PLUS loan or is it better to take out a home equity loan? They need to look at all their options.

Gerry Schwartz

Private equity does pay very well, and my counterparts, guys that I grew up with who are still working at a number of firms, all make a lot of money.

Guy Moszkowski

Trends look very strong for fixed income, with investment grade issuance up strongly and high yield issuance levels performing well. Equity underwriting has been more mixed in the first quarter, but remains very strong, especially in the U.S., and backlogs have been building.

Warren Buffett

Today's equity prices presage only modest returns for investors,

Alexandra Guarnaschelli

The hardest thing about being a full time chef is leaving my work behind when I go home at night. I'll toss and turn about a menu item or forget to order produce and wake up at 4 A.M. in a cold sweat over some artichokes.

Alexandra Paul

I know I'm an actor, but I'm not at all a believer in people watching a lot of TV. I've never had television in my home.

Alexandra Adornetto

(Beth) "I don't care anymore." I turned my face up toward Heaven. "That's not my home anymore. You are.

Italo Calvino

I feel so at home in New York that I don't have the urge to write about it.

Dave Gahan

Like every New Yorker, I have a love/hate relationship with the city. There are times it's overbearing, but when I'm away even for a little while, I can't wait to get home. I am a New Yorker.

Andy Landers

Let's be honest. It will be very much like a home game.

Benjamin Franklin

Let thy maidservant be faithful, strong, and homely

Joseph Gallagher

Lumber is up by about 25 percent over two weeks ago and carpeting and all the things that go into a home are up and spiked.

Greg McBride

Make sure you're in your home long enough to recoup those costs.

Fritz Henderson

No one has more of an incentive to find a solution for this (Delphi) problem than we do.

Scott Reamer

The question is, what incentives and what discounts have they needed to provide to get to that number and indeed just what is their operational efficiency?

Jennifer Granholm

We need incentives for reinvestment in the transmission grid,

Aiden Wilson Tozer

We have measured ourselves by ourselves until the incentive to seek higher plateaus in the things of the Spirit is all but gone.

Carlos Slim

When we face our problems, they disappear. So learn from failure and let success be the silent incentive.

David Bryant

Some are trapped in boxes of pea-sized Christianity, full of myths about missions that rob them of incentive to care about the unreached

Hans Kunnen

With the market buoyant, there is always the incentive to seek capital.

Miles Johnson

We feel that the incentive is at the right place right now to keep sales brisk.

Dan Ariely

The most difficult thing is to recognize that sometimes we too are blinded by our own incentives. Because we don’t see how our conflicts of interest work on us.

Dietrich Bonhoeffer

There remains an experience of incomparable value.

Christine Gregoire

If we remain complacent, we'll be a second-rate competitor.

Saudi Arabia

I didn't want to talk to them. I had a right to remain silent.

Marty Schottenheimer

I don't know. That remains to be seen.

Max de Pree

We cannot become what we need to be by remaining what we are.

Noah Hawley

I remain a huge 'Game of Thrones' fan.

Nicolas Roeg

Film remains completely mystical and mysterious to me.

Carlos Ghosn

In a difficult and uncertain environment, Renault remains on track to meet its 2012 objective.

Vidya Balan

A painter once told me that I'm like the Khajuraho, which you see once but which remains with you forever. I thought that was exquisite.

Nicolas Ghesquiere

I'm always very stressed about making a new proposition every season. But in a way, it's a kind of addiction.

Aiden Wilson Tozer

...popular fundamentalist theology has emphasized the utility of the cross rather than the beauty of the One who died on it... The "work" of Christ has been stressed until it has eclipsed the person of Christ.

David Nail

I'm a worrywart, so I'm always a bit more stressed out than I should be or wish I was.

Carlos Castaneda

If your tendency is to make sense out of chaos, start chaos.

Stephanie Uecker

Whenever we would get stressed out, we would talk.

Diane von Furstenberg

Go to a place where you're not going to be stressed, because a honeymoon itself can be a stressful thing.

Diane von Furstenberg

The important thing is to take your time and not get stressed.

Jamie Redknapp

The importance of a warm up and cool down can't be stressed enough.

Eckhart Tolle

You can be very much aware that when you are stressed, it always is a sign you have lost the present moment. So, you can choose to re-enter the present moment.

Scott Kazmir

I didn't have all my control. I was struggling down in the zone.

Tommy Lee Jones

It's no fun to be a struggling young actor. It's a desperate thing, no way to be happy. If you have any alternative, you should take it.

John Haddan

We were struggling the first time through the league.

James Harrison

We're still struggling to find out how they come up with that number.

John McCarthy

Inside of many liberals is a fascist struggling to get out.

Scott Skiles

Well, the team he went to is struggling mightily, I would say.

Tim Barrett

I think they wore us down. We were struggling getting into our half-court offense.

Errol Alcott

I think he's struggling for this weekend, that's for sure.

Jeri Morin

We've got to get better at serving, because we are really struggling with that right now.