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borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers choices expanding include loan means menu niche opportunity
Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets. Keith Gumbinger
borrowers color defend designed ensure ensuring equal foundation laws mortgage ordinance people treated treatment
Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process. Wade Henderson
borrowers capitalist global major needs source system treatment
This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected, George Soros
borrowers credit danger mortgage treating understand
A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card. Allen Fishbein
budgetary grasp run
We have to have a grasp of where we are from a budgetary standpoint. We have to have better accountability and we have to run it like a business. Eric Hyman
budgetary experience fulfilling people terms
In my experience, people are usually fired for reasons having to do with budgetary constraints, incompetence or not fulfilling the terms of a contract. Michael Shermer
budgetary budgets dynamic environment executing implement issue laws period plans political
The real issue is executing those plans over a dynamic period of time. Most of these systems, you don't implement in a week, you don't implement in a year. They're multiyear implementations in a political environment where laws are being changed, in a budgetary environment where budgets are being changed. Paul Wohlleben
budgetary public swelling
The unjustified swelling of the budgetary deficit and the accumulation of public debts are just as destructive as adventurous stock-jobbing. Vladimir Putin
budgetary fill forest opposed selling service troubled
On principle, I am not opposed to selling U.S. Forest Service parcels, but I am troubled by the idea of doing it to fill a budgetary need. Ken Salazar
budgetary challenges continue dollar education facing figures health means mission necessary respect unaware whatever within
We're unaware of any dollar figures but respect the budgetary challenges facing the administration. We will do whatever necessary to live within our means and continue our mission of health care, research, education and service. Anna Farneski
budgetary demand government interest per provide rate
The government will have to provide budgetary provision for the purpose...we demand that the rate of interest on EPF must be retained at 9.5 per cent. Dipankar Mukherjee
budgetary easy federal fights footprint gorilla hard item known limit tick
We've known for years that there are some easy things on paper. But it's politically hard to limit the budgetary footprint of the federal government. Any item you try and cut, you're going to tick off an 800-pound gorilla that fights with a sledgehammer. Keith Ashdown
budgetary commission coordinate director intelligence national resolve work
The 9/11 commission recommended the appointment of a national intelligence director with budgetary authority to better coordinate the work of the intelligence community and resolve differences. Ronald Kessler
cushion lake summer water
We want them to get as much water out of the lake as possible. We need as much cushion going into summer as we can get. Paul Gray
cushion department economy figures katrina labor message numbers positive result says shows strip underlying
The positive message is that if you strip out the numbers that the Labor Department says are the result of the hurricane, the underlying figures are still pretty decent. That shows that there was some cushion in the economy before Katrina hit. Patrick Fearon
cushion disguise last limited receiver year
Last year we had to really try to disguise it because we were limited in what we could do down the field, and there was no cushion for the receiver there. Ray Brown
cushion lost
We don't have the cushion any more. We had it ... then we lost it. Tony Wingen
cushion helps jump knowing mentally pitcher work
Mentally it always helps tremendously to get the jump right away. Of course, that helps the pitcher out too, knowing that she has a little cushion to work with. Donna Proctor
cushion extremely large safety
There is an extremely large cushion of safety out there. John Hotard
cushion push worthwhile
I think we have a comfortable cushion to push worthwhile legislation. Gloria Arroyo
cushion given
Had we scored one goal, it probably would have given us the cushion we needed. Colin Doyle
cushion help programs require
We need something in place as a cushion to help with these programs that require front-loaded funding, Toni Atkins
extra gives jersey looking pittsburgh seeing
When you want to stop, and you don't think you can give any more, you think about that Pittsburgh jersey in here. Looking up at the scoreboard, seeing that you're down 10 at the end of the game. That gives you a little extra motivation. Josh Boone
extra special
When you want something it makes it extra special when you come through. Bob Benincasa
extra good hours kid puts willing work
When you see a kid like him, who is as good as he is, it's because of the extra work he puts in. He's willing to put in the extra hours on his own to work on his game. Shane Sisco
extra hit pass
When we double-teamed them, they made the extra pass and hit the 3. Jay Wright
extra mile worrying
Uh, something about going the extra mile and not worrying about traffic, I think. Folarin Campbell
extract metric million order plan produce tons year
The plan is to extract 7.5 million metric tons of bauxite every year in order to produce 2.1 million tons of alumina each year from the refinery. Peter Beattie
extra happen second took
We made a lot of things happen real slow. We always took the extra second to shoot. Lindy Ruff
extra giving jamie starts winds
We're giving Jamie an extra day of rest. And this way it winds up giving him two starts at home. Mike Hargrove
extra life looking productive providing
We're looking at getting some extra life out of them in a productive way by providing them to students. Larry Buchanan
financial problem said
If prices go down, we will have problems - problems in the sense of spillover to other areas, Greenspan said. While he hasn't seen such spreading yet, I expect to. Alan Greenspan
financial prepared situation
We are prepared to take a look at our financial situation this spring. Mike Hansen
financial prepared
We are prepared to make the offer, but we need some more financial information. Nader Agha
financial performance period pleased quarter service third turbulent
We are pleased with our financial performance for the third quarter during a challenging and turbulent period for IT service providers. Van Honeycutt
financial-intelligence financial bigs
I'm a big advocate of financial intelligence. Daymond John
financial high provide reach school situation skills students
We want to provide these students with skills before they reach high school or are in a situation where they have to make financial decisions. Lisa Alexander
financial stills accounts
'F.A.S.B' ... 'Financial Accounts Still Bogus'. Charlie Munger
financial progress
While (Japan) has made some important efforts, it has yet to make significant progress in diversifying the financial system, Alan Greenspan
financial full high phase position provide quality school
We're going to have to see what the financial position is once we get through this bidding phase and make adjustments to provide a full service, high quality high school for our students. Dan Murphy
impact world west
As with much of the world's problems, they become public--or much more of interest--the moment they begin to impact the West. Chris Abani
impact dignity structure
The visual impact of the stupa on the observer brings a direct experience of inherent wakefulness and dignity. Stupas continue to be built because of their ability to liberate one simply upon seeing their structure Chogyam Trungpa
impact people goal
Great leaders help their people see how they can directly impact the company's objectives and their own personal goals. Chip Conley
impact judging long
We have to judge presidents not only by the long-term consequences of their actions but also by how they make citizens in their own day feel. One reason that Nixon never succeeded in his comeback campaign is that he had such a negative impact on public trust at the time of his presidency. David Greenberg
impact people culture
Writers shouldn’t underestimate the difficulty of what they’re doing, and they should treat it with great seriousness. You’re doing something that really matters, you’re telling stories that have an impact on other people and on the culture. You should tell the best stories you can possibly tell and put everything you’ve got into it. David Guterson
impact long use
Texting has added a new dimension to language use, but its long-term impact is negligible. It is not a disaster. David Crystal
impact long atmosphere
We are playing Russian roulette with features of the planet’s atmosphere that will profoundly impact generations to come. How long are we willing to gamble? David Suzuki
impact addiction environmental
If we want to address global warming, along with the other environmental problems associated with our continued rush to burn our precious fossil fuels as quickly as possible, we must learn to use our resources more wisely, kick our addiction, and quickly start turning to sources of energy that have fewer negative impacts. David Suzuki
impact warning too-late
Scientists have been warning about global warming for decades. It's too late to stop it now, but we can lessen its severity and impacts. David Suzuki
manageable
We have a marketable, manageable resource, and it's going to waste. Dave Douglas
manageable states status united wants
The United States wants a manageable status quo. It doesn't want to see things out of control. George Tsai
manageable
Anything mentionable is manageable. Fred Rogers
manageable situation trying
I do not know. She has a much more manageable situation there now and we are not trying to strong-arm the situation. Sara Labberton
safety ignorant lightning
They that are loudest in their threats are the weakest in the execution of them. It is probable that he who is killed by lightning hears no noise; but the thunder-clap which follows, and which most alarms the ignorant, is the surest proof of their safety. Charles Caleb Colton
safety painful imagine
What we have to discover is that there is no safety, that seeking is painful, and that when we imagine that we have found it, we don’t like it. Alan Watts
safe basements universe
It's actually safe to create a universe in your basement. Alan Guth
safety gold saving
In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. There is no safe store of value. Alan Greenspan
safe-haven thinking california
It's a coup by the GOP to grab the governorship to California to make this place a safe haven for George W. Bush in 2004. It's incredible when you think about it. The recall cost the state $100 million Al Jardine
safe drivers highways
The driver on the highway is safe not when He reads the signs, but when He obeys them. Aiden Wilson Tozer
safety knees resistance
Deliverance can come to us only by the defeat of our old life. Safety and peace come only after we have been forced to our knees. God rescues us by breaking us, by shattering our strength and wiping out our resistance. Aiden Wilson Tozer
safe fulham wales
We can't feel safe because we are not safe. (on Fulham, 2004-5 season) Chris Coleman
safety priorities important
We need a president who is going to understand what actionable intelligence looks like and act on it. And we need a president and a cabinet who understands that the first and most important priority of the president of the United States is to protect the safety and security of Americans. Chris Christie
spending enjoy ifs
What would you like to do if money were no object? How would you really enjoy spending your life? Alan Watts
spending born deficit-spending
I understand deficit spending. I was born in deficit spending. Al Sharpton
spending combination increase
If we increase spending, we have got to raise taxes or any combination. Bobby Scott
spending-time spending feels
Spending time outdoors makes you feel great. Elizabeth Hurley
spending
I was not interested in spending 10 years in the culture wars. Leon Wieseltier
spending
You cannot keep out of trouble by spending more than you earn. William J. H. Boetcker
spending federal-spending
Federal spending is atrocious. Jason Chaffetz
spending
I don't think anyone's pushing for spending limits in the campaign. Craig Benson
spending
know that there has to be a spending limit. Arnold Schwarzenegger
themselves tried turned
I never had a problem with my face on screen. I thought it is what it is, and I was turned off by actors and actresses that tried to keep themselves young. Robert Redford
themselves truth
Most people, it seems, stretch the truth to make themselves seem more impressive. I, it seems, stretch the truth to make myself look worse. Aaron Swartz
themselves ultimately whom
Social distinctions concern themselves ultimately with whom you may and may not marry. Katharine Elizabeth Fullerton Gerould
themselves
Everyone must be proactive and do all they can to help themselves to stay employed. Stephen Covey
themselves training work
But those things usually work themselves out during training camp. Rob Babcock
themselves
With stupidity the gods themselves struggle in vain. Friedrich Schiller
themselves turning
We've got too many young girls, who don't know how to parent, turning themselves into parents. Bill Cosby
themselves
Something I always admire, especially in female comedians, is that they're willing to make themselves look terrible. Jorma Taccone
themselves
Speculators are tripping over themselves to get out. Ed Silliere
years needs answers
Any replacement to the current copyright position (life plus 70 years) needs to have an answer lined up for this, and similar, messy edge cases. Charles Stross
years preparation left
If I knew I had 25 years left to live, I would spend 20 of them in preparation. Charles Spurgeon
years oil alchemist
I'm a bit of an alchemist sorceress. I've collected probably 1500 oils from around the planet over the last ten years. I'm kind of obsessed with the sensuality of it. Alanis Morissette
years white black
...for thousands of years human history has been a magnificently futile conflict, a wonderfully staged panorama of triumphs and tragedies based on the resolute taboo against admitting that black goes with white. Alan Watts
years people car
Although the quality of the vehicles is tremendously improving year after year but the underlying reasons that people are buying cars have really gotten focused. It's for high quality vehicles, reliable, fuel-efficient, and safe of course. Alan Mulally
years mad people
I've known a lot of people go mad over the years, and it is more distressing than people dying. People dying is quite natural, people going mad is the complete antithesis of that. Alan Moore
years rose three
It seems strange that my life should end in such a terrible place, but for three years I had roses, and apologized to no one. Alan Moore
years style looks
It's funny, but certain faces seem to go in and out of style. You look at old photographs and everybody has a certain look to them, almost as if they're related. Look at pictures from ten years later and you can see that there's a new kind of face starting to predominate, and that the old faces are fading away and vanishing, never to be seen again. Alan Moore
years childhood arlington
I was born in Somerville, but I don't remember very much about it because we moved from there to Arlington when I was five years old, and it was in Arlington that I spent most of my childhood. Alan Hovhaness