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borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers clock federal history interest july loans rates rise student ticking
With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program. Patricia Scherschel
borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers car college competition costs driving family federal government hidden higher interest loan means mortgage pay rates tax
If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments, Kent Conrad
borrowers harder low money pay points rates trim
If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points. Keith Gumbinger
borrowers choices expanding include loan means menu niche opportunity
Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets. Keith Gumbinger
capitalist-economy liberty libertarian
Manufacturing and commercial monopolies owe their origin not to a tendency imminent in a capitalist economy but to governmental interventionist policy directed against free trade and laissez faire. Ludwig von Mises
capitalist experience profits socialist
There is always risk involved. You can't be a capitalist only when there are investment profits but then a socialist when you experience losses. Cristina Kirchner
capitalist government
But thanks to my invention, my capitalist friends and I were able to bring the government to its knees. Erno Rubik
capitalist class growth investing middle source thriving
A thriving middle class is the source of growth in a technological, capitalist economy. Investing in the middle class is the most pro-business thing you can do. Nick Hanauer
capitalist riding stop
I look at being a capitalist businessperson like riding a bike - if I go too slowly, I'll fall over. Or it's kind of like a shark: if I stop swimming, I'll just die. Andrew Mason
capitalist consume either people relevant requires responsibility system
Capitalism requires individual responsibility and accountability. People are seen as atomized units in a capitalist system - they are either useful, or they are not. They are not seen racially or ethnically or religiously. They consume and they produce, and those are their only relevant characteristics. Ben Shapiro
capitalist invest time venture
You can invest in companies, you can help grow companies, you can be a venture capitalist - and be a philanthropist at the same time. Pierre Omidyar
capitalist money people work
A true capitalist doesn't have a job, because other people and other people's money work for them. Robert Kiyosaki
capitalist class matter mothers prevent shoots stops
The capitalist class shoots down mothers and children. It stops at nothing, no matter how monstrous, to prevent the organization of the workers. Ella R. Bloor
global national remains safe
Maintaining clean, safe water remains one of our greatest national and global challenges and responsibilities. Jerry Costello
global major mother personal september thinking
September 11, on a global scale, and my mother dying, on a personal level, were the two major things that got me thinking about all of this. Donald Fagen
global interest
One of the attractions for us is Mark's interest in global Christianity. John McGreevy
global movement mutant open platform playing qaeda religious restrained source supply works
Al Qaeda is nothing more than a mutant supply chain. They're playing off the same platform as Wal-Mart and Dell. They're just not restrained by it. What is al Qaeda? It's an open source religious political movement that works off the global supply chain. That's what we're up against in Iraq. We're up against a suicide supply chain. Thomas Friedman
global japan market strategy
For Xbox, Japan really is a key, important market in the global strategy that we have, Yoshihiro Maruyama
global neutral perspective refugee
From a global perspective, refugee is a neutral term. Ron Redmond
global mean national political politics reliable source
When we say, even in a global village, that all politics is local, we mean that national sovereignties are the only reliable source of political authority. Michael Ignatieff
global maintain position power
If we're to maintain our position as a global power, we need a power like India. Nicholas Burns
global heavy schedule travel
She will have a heavy global travel schedule as well. Ryan Donovan
majority public railways tory
Like a majority of the population and a majority of even Tory voters, I want the railways back in public ownership. Jeremy Corbyn
major money pay please
Make as much money as you can, but can you please pay your taxes, because this is a major problem. Mo Ibrahim
major members negligence
major negligence on the part of some members of the multinational forces. Ayad Allawi
major market remain trigger
Major market indexes are going to remain in a range, ... I don't see a big trigger on the upside. D. James
major
Major is not a big scorer but he can play defense. Jaren Jackson
major quite students work
Many students major in things, and when they go to work they say, 'This isn't quite what I thought it was'. Kathy Jordan
major members points promoting rounds
One of our major points is promoting four-hour rounds or less. Our members really like that. Jeff Burns
major
My hometown was one of the major U.S. Air Force bases. Ang Lee
major
Now, we've also got new major fundraising efforts. Jim Ford
needs work
Much work still needs to be done but nothing can take away from this victory, ... day of joy. Mahmud Abbas
needs work
Much work needs to be done in this area. Neal Cohen
needs
No! No! ... That's my son. He needs to come with me. Let him come with me. Jon Moore
needs open
My 97-year-old grandmother needs to be able to open this. Ken Hoyt
needs wash
My hair is like flat baby hair after I wash it, so it needs something in it to get that 'day after' texture. Suki Waterhouse
needs people talk talking
needs to go talk to some of the people I'm talking to. Bennie Thompson
needs season zone
needs to get in the end zone before the season begins. Cedrick Wilson
needs reason voters
needs a narrative, a reason that voters should give him a look. George Edwards
needs being-true known
But the truth doesn't need to be known, or believed, to be true. Chris Crutcher
sources until
Being one of my sources is exhausting. It's not one interview and you're done. I keep going back until I feel like I understand everything. Thomas Friedman
source
The accomplishment of open source is that it is the back end of the web, the invisible part, the part that you don't see as a user. Mitch Kapor
source
What? He is the source of our troubles. Hayan Saad
source
There's always a source for humor. Calvin Trillin
source
You cannot do leadership without a source of regenerative strength. What is your source? Bill Hybels
source plumber pipe
A plumber is an adventurer who traces leaky pipes to their source. Arthur Baer
source verdict livelihood
The verdict you pronounce upon the source of your livelihood is the verdict you pronounce upon your life. Ayn Rand
source
Some (hospital) units can't take any more. They have to set a limit. They don't want this to be a source of turnover for their staff. Pat Harris
sources
did not have his own sources of funding. David Appel
system using work
We have all new duct work and a new heating and ventilation system in there, so we won't be using the old system, Chuck Wilson
system
We're still making improvements to the system and assessing it, but everything is being done with long-term use in mind. Jennifer Post
system word
We feel that the system will get the word out when it's needed. Kevin Potter
systematic mental-illness institutions
The family unit is the institution for the systematic production of mental illness. Ashley Montagu
system
We've got to have just one system . . . it's a no-brainer. Lance Lyttle
systems
I think you'll see very aggressively priced systems out there. Paul Otellini
system
I think they'll make this a competitive thing that will get the system better and better by the week, Jim DeMint
systems
Some of our systems are 20, 30, 40 years old. We need to modernize them, and it's not cheap. Bert DuMars
systems weather
Fortunately, the weather did end up cooperating, and it's all systems go. Mike Claffey
treatment
For mental illnesses, we need better access to treatment and diagnosis. Tipper Gore
treatment
There are now more teens going into treatment for marijuana dependency than for all other drugs combined. John Walters
treatment work
Treatment is the way to go, ... It can work if you have the right model. Joe Williams
treatment
Treatment is available. It's (addictive) and treatment works. Craig Hill
treatment
Treatment for it is not all that effective, Leon Russell
treatment deserve-the-best deserve
I always deserve the best treatment because I never put up with any other. Jane Austen
treatment
He's getting treatment every day and it'll probably be a game-time decision, Tony Dungy
treatment triumph
This is a triumph of treatment over dilution and collaboration over confrontation. Benjamin Grumbles
treatment
This is not just a treatment that reduces symptoms. B. R. Hayden