Famous Quotes & Sayings

Ben Bernanke

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Luke Swarthout

Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.

Patricia Scherschel

With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program.

Beth Haiken

We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected.

Keith Gumbinger

Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.

Kent Conrad

If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments,

Keith Gumbinger

If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points.

Keith Gumbinger

Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets.

Alexandra Paul

I had never been able to get a car that said how much I cared about the environment until I drove electric.

Alexandra Paul

When the Exxon Valdez spilled in 1989, I was angry. I even wrote on the back of my car, Boycott Exxon!

Alexandra Paul

The cars we drive say a lot about us.

Itzhak Perlman

You get more nervous in front of a lot of people. That's why, when you play a concerto, you play with a small orchestra, in some place where you don't feel that it is as important as Carnegie Hall.

Israel Horovitz

People expect someone with the name 'Israel Horovitz' to be a little old man with sideburns carrying a Torah.

Richard Rogers

Suburban sprawl leads to social atomisation and fragmentation and is environmentally disastrous, as carbon-intensive car journeys displace local shops and replace public transport.

Richard Rogers

If you had a carbon tax, you'd have less cars and more bicycles, more people getting around on foot and by public transport.

Richard P. Feynman

If I get stuck, I look at a book that tells me how someone else did it. I turn the pages, and then I say, 'Oh, I forgot that bit,' then close the book and carry on. Finally, after you've figured out how to do it, you read how they did it and find out how dumb your solution is and how much more clever and efficient theirs is!

Robert Kazinsky

I think Carrie Preston is one of the most talented actresses I've ever met in my entire life. I've seen her do a lot of other things, and she's fantastic.

Rick Perlstein

While Obama might not push college education exclusively, like most Democrats he does oversell it and does shortchange the alternatives. And millions of young Americans pay the price.

Marc Benioff

I always knew I wanted to be an entrepreneur. I started my own software company in high school and went to college to study entrepreneurship.

Louisa May Alcott

Life is my college. May I graduate well, and earn some honors!

David Lehman

Like everything at the end of the session, there's going to be a scramble. The Speaker has said community college is on life support, but it's not dead.

Troy Taylor

(Mack is) about 6-foot, her work ethic is good and she can shoot the jump shot. A couple colleges were at the Centennial game (Mifflin won 65-55 on Dec. 16) and they really like her because she can run the floor really well.

Carlos Ramirez

Los Alamos in conjunction with the New Mexico Association of Community Colleges recently finished listing legislative priorities for the upcoming session,

Maurice Ager

Last year, we had a lot of ups and downs. But as a team we rallied together. It just put us in a position where we see what we can do. I don't want to leave college without a ring.

J. Horton

Last year, we ended up getting some matches out of it (hosting the Small College Championships) some teams wanted to come back down here and play.

David Pollack

learned more in these first couple weeks, and since I've started here, than I learned all through college.

Freddie Ljungberg

We're not big-headed, but when you play for Arsenal, every time you enter a competition you are trying to win it, and that's what we hope to do.

Joe Barton

Let the market work. Competition will drive investment.

Robert Nebeker

Last year we won that tournament with an even younger team, but the competition this year was a lot stronger. And that's good. The stronger competition is only going to make us better ourselves.

Dr. Karmanova

Many of the students that come out here take this competition very seriously.

Karen Rambo

Many of my students are now looking to the high school level, and this competition has inspired them to continue with their interest in math. Math is going to be even more import as we get further into the technology age.

K.J. Choi

My job here is to open the gateway, I guess, for more competition to come in (on the PGA Tour), ... My standards are what's been set for these new guys to come in.

Joe Torre

My feeling is that once he starts, he'll come quickly. We'll let the people down there who are watching him make the determination of when he's ready for competition at this level.

Mikael Silvestre

My future is with Manchester United. I am not on the transfer list. Ferguson wants to keep me. There will be competition for places, but that doesn't worry me.

Harry First

One overall problem for the government is that after all the e-mail smoke clears, the government has to show where the consumer injury is. It can't just look like the competition has been hurt.

Frank Armstrong

Lower costs will give you higher net returns. I think cost is critically important.

Koji Endo

Mazda is gaining on new models that are selling really well, lower production costs from platforms shared with Ford, and the weaker yen,

Tina Lange

Medical costs are rising significantly, so the fact that we offered a zero percent increase was substantial.

Sen. Bray

My impression from what has happened in other states is that student-loan costs have definitely gone up.

Robert Steidl

Nestlings probably suffered the highest energetic costs from disturbances because of their dependence on adults for food.

Pat Burns

One incentive is that energy costs are pretty low up here.

Scott Matthews

No one knows what the environmental costs of messing up the existing infrastructure will be.

Tim Jackson

Now the overhead for running dealerships has grown so much, it costs a lot more to operate all those franchises. If you're lucky, you're making a 1.5 percent to 3 percent profit.

John Conway

We had a very solid first quarter and are pleased with our performance. This is particularly true given the rapid increase in raw material prices and costs that we experienced.

Stephen Ward

Lenovo outpaced the PC industry in emerging markets, and we are focused on driving similar momentum in mature markets.

Frank Hadden

Let there be no confusion, the way forward for Scottish Rugby is for the three professional teams to be the vehicle for driving professional rugby in this country,

Carlton Cuse

'Lost' is driving toward an ending, and that ending is: Are these people getting off this island? What is the nature of this island? What is going to happen to them? What is their ultimate fate? What is their ultimate destiny? Those questions need to get answered.

Gary Johnson

Los Alamos has been hit by an 18-wheeler, and the government was driving that 18-wheeler.

Renee Fleming

Learning operatic roles is ongoing, and I find that I can learn on the train or subway, during a manicure, getting my hair done, and even while driving if I only look at the score at red lights.

S. Hughes

Many people say, 'Judge, I will do anything, just let me keep my license, driving is my livelihood.

Bobby Johnson

Mom was well-liked and respected by people from a wide range of ages. Many are driving in from hundreds of miles to pay their last respects.

Rusty Wallace

No, I'm not frustrated, ... I'm very determined. I'm driving hard, and I'm determined. I'm not in much of a Mr. Nice Guy mood. I just want to get the wins and the finishes knocked for my team, my sponsors and my partners and get it right. It's getting ridiculous right now.

George Andrews

When I looked at the tanker, I saw gas pouring out onto the highway. I said, 'Oh my God.' The traffic was driving right through the gasoline,

Patrick Reilly

Lynn is a Mount Mercy girl. Her husband, Tom, who is also here tonight, and I are Timon guys. Incidentally, Kevin and Tom grew up together in South Buffalo. They haven't seen each other in 25 years since they were at Holy Family on Tifft Street together.

Jon Corzine

let his family down and he'll probably let New Jersey down, too.

Camille Moute

Leaving my hometown and my family was very hard.

Matt Doherty

Leaving Florida was hard. At first I didn't want to leave, at first I didn't want to look at another job because we have a lot of work to do there yet...but this was an opportunity here for me professionally and for my family was that was just a great fit. It had 'Matt Doherty' written all over it.

Deborah Chernoff

Many teenagers are supplementing the family income. Connecticut has a high standard of living, and people need more money to live on.

Ben Bernanke

Many savers are also homeowners; indeed, a family's home may be its most important financial asset. Many savers are working, or would like to be.

Gene Nudo

Selfishly, I wanted my family to see our team play and let them know we are doing a good job out here. We put a good show on tonight.

John Boehner

Mitt Romney comes from a family of builders.

John Kierstead

Mountain Pointe always seems to come out and fool people. We make it a family and put it together.

Pam Compton

Making good use of federal databases helps state programs immensely, but local information is invaluable. These are people who know these communities, they live and work there.

Tisha Tallman

Legislation introduced in Georgia is in violation of federal law.

Lisa Jennings

McCoy went back before the Senate in Washington, D.C., and testified in front of the Senate subcommittee and pushed for a federal anti-freeze law.

Joe Jamail

Medical research is needed, and I just saw there was a need for help that the government - state or federal - was not spending the taxpayers' money on helping people get through college.

Dorothy Stukes

My fellow Katrina survivors and I have experienced more tragedy in the last six months than most people have in a lifetime. We have lost relatives, friends and our community. The federal government should live up to its responsibility to rebuild.

Mike Johanns

One of the things that I always say about bioterrorism, whether it's ourselves at the federal level, folks at the state level, or folks in the private industry, we've done many great things, especially since 9/11.

Robert Hartwig

New Orleans is what it is because the federal government made it that way. And what it is today -- underwater.

Carter Canada

We've never been included in one minute of planning, even though it's required by federal law.

Curt Miller

We want to make sure the revenue we receive from that route matches the 50 percent we receive from the federal government.

Robert Jenkins

It was not my intention whatsoever for the Japanese government to try to get me out of trouble. And I really appreciate the Japanese government for all they have done for me.

Robert W. Welch, Jr.

The word democracy comes from the Greek and means, literally, government by the people.

Robert Toombs

Neither these statesmen nor their constituents sought in any way to use the Government for the interest of themselves or their section, or for the injury of a single member of the Confederacy.

Kurt Andersen

The mistrust of government that blossomed in the late '60s has become a chronic and in some ways pathological condition.

David Scott

Make no mistake about it, my friends - Republicans, the American people are never going to forget that it was you who shut down the government of the people.

Linda Tripp

Loyalty is to the government. I take this so seriously.

Hoshyar Zebari

left to the Kuwaiti government itself and its estimation about the situation in Iraq.

Tasnim Aslam

No one in the Pakistan government has made such a request that such maps be removed.

David Williams

No one in government is making hard choices,

John Galliano

The problem is with men. I know I shouldn't say this, but they've shrouded and hidden women to hide their incompetence.

J. M. G. Le Clezio

To understand the hidden secret of the modern industrial world in which I find myself, I have to return to another world. That world is at once wartime Nice and the plantation - the sugar isles on which Europe's prosperity was built.

George Bernard Shaw

When a thing is funny, search it for a hidden truth.

Tom Shales

You do have to wonder how Jack Bauer, maverick hero of '24,' can stay hidden for so long when no matter where he goes, he always seems within range of a TV camera. Or six.

Mo Ibrahim

Modern slavery is a hidden crime and notoriously difficult to measure.

Tim Carter

There are so many things that can go wrong and so many hidden costs.

Simonides Simonides

There is no better test of a man's work than time, which also reveals the thoughts which lay hidden in his breast.

Don Hewitt

He had a knack for getting things out of people that others never got out of them niches and hidden moments that they never shared with anyone. But they did with Mike.

Rep. Gannon

For too long, it's been a hidden issue in Florida. It's a testament to our state that we're going to try to stop this.

John Christiansen

Last year we had an accelerated program, so this year, to take an accelerated program to a higher level, it's safe to say that because of 318A.

Tom Davies

Last year, the winds were around 25 to 26 knots out of the north. This year, it was even higher winds, but out of the south.

Craig Venter

Mitochondrial DNA is in higher concentration, lasts longer, and can be extracted from bones.

Renee Ellmers

Men do tend to talk about things on a much higher level.

Susan Ferguson

More rural states tend to have higher fatalities.

Marie Wilson

More women should be running for higher office. This is just a straw poll, but it makes people think about putting a woman in the White House.

Alderman Mokros

Now we are looking at a higher price.

Ed Slott

Now the IRS fees are higher than mine.

Doug Davis

We might be in for a pause after the recent gains. We're waiting to see when rising interest rates have an impact. Higher rates in the U.S. are the key -- if the U.S. falters, the rest of the world will falter, too.

Robert Wilson

What interested me was dance - the way that it was constructed with time-space constructions, and that it was abstract. I always thought: 'Why couldn't theater be that way? Or an opera?'

Jacqueline Novogratz

Leaders can get stuck in groupthink because they're really not listening, or they're listening only to what they want to listen to, or they actually think they're so right that they're not interested in listening. And that leads to a lot of suboptimal solutions in the world.

Jim Newberry

Many of the interests the students have are similar to the interests of the community.

Akifumi Uchida

Many market players already think the ECB will raise interest rates in March and then several more times later this year.

Doug Booth

Many times I go to professional venues and it's just the pros playing with very little involvement or interest by the community. I didn't see this here.

Mario Cuomo

Scott Stringer has a record of standing up to special interests and getting results for the people of Manhattan. I know a real reformer when I see one and Scott Stringer is the real deal.

Kenji Johjima

Seattle had interest in me first. Out of respect for them, I wanted to sign here.

Kathleen Harrington

so it's in the interest of our success to do this and to label everything appropriately.

Andre Heerden

Modern people are interested in modern media, like DVDs.

Wesley Hill

We have two options. We could give them the money or we could support or back a loan for them.

Ben Bernanke

All the Federal Reserve can do is make loans against collateral.

Jerry Thompson

We would put a deposit in to secure the loan. To me, that takes us out of the loan business.

Mark Cuban

Only morons start a business on a loan?

Tony Pulis

I wouldn't be surprised if Preston signed somebody this week. They've got the money to go out and spend a loan fee.

Peter Jackson

He is still on loan for another week and we will look to get something sorted out around then.

Donald Trump

I know nothing about the inner workings of Russia. I don't deal there. I have no businesses there. I have no loans from Russia.

Donald Trump

I started with a $1 million loan. I agree with that. It's a $1 million loan. But I built a phenomenal company.

Thane Bublitz

Over the longer-term, Countrywide is well positioned. There is too much loan production capacity. The servicing portfolio should offset that as originations slow.

Antonio de Mendoza

Liberty means responsibility. That's why most men dread it.

Christopher Lawrence

Mozart's symphonies are quite special. One of our landmarks is our recording of all of his symphonies, which means that we've recorded not 41, but 68 symphonies. Many people are unaware that there are many unnumbered symphonies.

Andre Agassi

means as much to me as doing it in the finals.

David Hopkins

More people means there is more of an opportunity for crime,

Jim Haslett

Obviously, that means a lot to me -- that's what friends are for.

Orel Hershiser

obviously keenly understands what it means to be a Dodger.

Taron Egerton

Of course, everyone would like to play a superhero, but this is by no means me saying I would like to go play Cyclops.

Timothy Noah

When a conservative praises a liberal as 'morally serious,' he means that person is less liberal than most.

Bob Hunter

I can tell you this thing is by no means is it going to throw up a lot of cash.

Brian Brennan

Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side.

Carol Rebello

I made all my payments on time, but I never got a mortgage bill.

Chris Gabrieli

I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

John Porter

It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.

Jim Butcher

I don't have a muse. I have a mortgage.

Martin Lewis

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.

Julia Gillard

I'm angry and I understand why Australians paying mortgages are angry.

Jennifer Ellison

I got a mortgage at 17! I didn't even know you could get a mortgage at 17.

Peter Akinola

We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation.

Kacy Gott

Making that transition from paycheck to no paycheck scares a lot of people.

Chris Sheridan

So far, we haven't had any trouble getting it, but we're paying 10 percent to 15 percent more for plywood,

Dylan Penn

Modeling is not a passion of mine. I have been having fun with it, but it's just to pay the bills.

Allen Douglas

No one should have to pay more than his or her portion of fault.

Terry Davis

No one can suppress the truth forever, but some people never stop trying. It is the journalists who pay the price.

Carlos Delgado

One time, they didn't pay me. But for the most part, they have treated me well.

Rich Vallinaggi

No one wanted to volunteer, so I did. I thought I'd try it. They were paying for the course.

Charles Moskos

now that we pay soldiers to die for us, that Americans don't want to be reminded of sacrifice?

Sen. Argenziano

Now you can pay for it. Now it doesn't feel sticky. It used to feel sticky.

John Kline

Let's get one thing straight: No one wants Stafford loan interest rates to increase.

Lawrence Yun

Obviously, many renters have become homeowners as rates have fallen.

Leon Black

Different industries have different risks and growth rates and volatility.

Elizabeth Warren

Homeowners refinance their loans when interest rates go down. Businesses refinance their loans.

Chris Perry

We don't know the rates of (reef) growth.

Mark Langan

This rates up there as one of the worse we have ever seen.

Charles Nelson

Overall, the story is that uninsured rates are relatively stable.

Russ Jones

Our rates only go up once a year, and that's in June.

Bill Gross

It's sort of like a teeter-totter; when interest rates go down, prices go up.

Deb Kottel

You do not need to be a tax expert. In fact, you can be a tax idiot.

Lysander Spooner

Who are ever taxed? Individuals only. Who have property that can be taxed? Individuals only. Who can give their consent to be taxed? Individuals only. Who are ever taxed without their consent? Individuals only. Who, then, are robbed, if taxed without their consent? Individuals only.

David R. Ellis

No, in Lethal Weapon I was a taxi cab driver that Mel jumps in front of the taxi and pulls me out of the car and steals the taxi. Then I did some other indie driving for some of the car sequences.

Calvin Trillin

The ceiling on taxation of capital gains reflects the national belief that speculation is a more worthwhile way to make a living than work.

Jason Chaffetz

You dont raise taxes in times of such uncertainty.

Charles Adams

We can't live without taxes, but we sure would like to have good ones.

Adam Smith

Sugar, rum and tobacco are commodities which are nowhere necessaries of life, which are become objects of almost universal consumption, and which are therefore extremely proper subjects of taxation.

Ambrose Bierce

Houseless: Having paid all taxes on household goods.

Dick Spring

We are looking for a Wealth Tax that will bring in sufficient revenue to justify having a wealth tax.