Marty Heires
Marty Heires
bank customer floor office operate proposal sixth small
It is really something that the customer won't see. Our proposal is to operate a small bank that will be housed in a sixth floor office suite.
bank chance grateful help including industrial operate public purpose toyota understand
We are also grateful for this chance to help the public understand the purpose for the bank and that many corporations including Target, GM, and Toyota already operate industrial banks.
bank broader chairman forward hearing industrial insurance issue lengthy letter loan operate public regulation
Chairman Greenspan's lengthy letter is about the broader issue of regulation of Industrial Loan Corporations. We look forward to the (Federal Deposit Insurance Corporation) public hearing on our application to operate an industrial bank in Utah.
anyone appear explain opportunity welcome
We welcome the opportunity to appear before the FDIC and explain what we want to do to anyone who is interested.
bank discuss industrial meets merits welcome
We welcome the opportunity, during this hearing, to discuss the merits of our industrial bank application, which we feel meets all regulatory requirements.
We see a lot of unjustified Wal-Mart bashing.
benefit consumers help local lower prices
The way it will benefit local consumers is this will help us lower prices for our customers.
cannot company officer protection release rely sign
Coughlin as an officer of the company cannot fraudulently sign a release and then rely on the release for protection from prosecution.
community intended support
We had always intended to support the community.
congress intend listen
We've told Congress and everyone else who will listen that we don't intend to branch.
bank branch branches possibly ways
We have now said we will not branch in as many ways as we can possibly say it. If this bank is approved, you will not see any Wal-Mart branches in any of our stores.
bring businesses competing existing figure happen hard lower maybe offer products quite town
What you see happen when Wal-Mart comes to town is we bring substantially lower prices, and the businesses that are competing head-to-head with us have a hard time. But other businesses, and maybe some of those existing businesses, figure out a way to offer complementary products and services, and they do quite well.
bankers branches charged community open simply
Many community bankers have charged that we are going to open branches around the country. That simply isn't true.
customers pleasant serving technology utilize
Serving our customers is what it's all about. The idea is to utilize technology to make our customers' experiences as pleasant as possible.