Marty Heires

Marty Heires
bank discuss industrial meets merits welcome
We welcome the opportunity, during this hearing, to discuss the merits of our industrial bank application, which we feel meets all regulatory requirements.
bank branch branches possibly ways
We have now said we will not branch in as many ways as we can possibly say it. If this bank is approved, you will not see any Wal-Mart branches in any of our stores.
bankers branches charged community open simply
Many community bankers have charged that we are going to open branches around the country. That simply isn't true.
bank centers credit money pay payment process
We want to pay our own bank to do what we pay money centers to do now, which is to process debit and credit transactions to payment networks.
banks community fear
There is really nothing for the community banks to fear here.
bank customer floor office operate proposal sixth small
It is really something that the customer won't see. Our proposal is to operate a small bank that will be housed in a sixth floor office suite.
bank chance grateful help including industrial operate public purpose toyota understand
We are also grateful for this chance to help the public understand the purpose for the bank and that many corporations including Target, GM, and Toyota already operate industrial banks.
bank confident handle industrial
We are confident that the FDIC will handle our industrial bank application appropriately.
bank broader chairman forward hearing industrial insurance issue lengthy letter loan operate public regulation
Chairman Greenspan's lengthy letter is about the broader issue of regulation of Industrial Loan Corporations. We look forward to the (Federal Deposit Insurance Corporation) public hearing on our application to operate an industrial bank in Utah.
bankers banks bring cases committed community stay stores
These are long-term leases and these banks can stay in our stores for 15 years and in some cases even more. We're committed to community bankers and we're committed to what they bring to our stores and their customers. We're their allies.
anyone appear explain opportunity welcome
We welcome the opportunity to appear before the FDIC and explain what we want to do to anyone who is interested.
We see a lot of unjustified Wal-Mart bashing.
benefit consumers help local lower prices
The way it will benefit local consumers is this will help us lower prices for our customers.
cannot company officer protection release rely sign
Coughlin as an officer of the company cannot fraudulently sign a release and then rely on the release for protection from prosecution.