Marty Heires

Marty Heires
customers form lower pay realize return savings
We would like to pay our own bank, and then realize those savings so we can return that to our customers in the form of lower prices.
document expect locate next open oppose provide report seem simply since stolen stores unions wherever
This report is simply a listing of all stores we expect to open over the next 12 to 14 months, and many are already under construction. Since the unions oppose us wherever we locate our stores, this new stolen document doesn't seem to provide them any advantage.
bank customer floor office operate proposal sixth small
It is really something that the customer won't see. Our proposal is to operate a small bank that will be housed in a sixth floor office suite.
customer
It is really something that the customer won't see.
consulting shut workers
When we were alerted of the two undocumented workers - and after consulting with authorities - we shut down the site,
clearly intention opening seem state trying
We have no intention of doing what they seem to be trying to prevent. Right in our application we state very clearly we have no intention of opening branches.
bank chance grateful help including industrial operate public purpose toyota understand
We are also grateful for this chance to help the public understand the purpose for the bank and that many corporations including Target, GM, and Toyota already operate industrial banks.
bank confident handle industrial
We are confident that the FDIC will handle our industrial bank application appropriately.
convenient customers devices easily line offer options people slip three
Our self-checkout options do offer customers a convenient option. They may see a line of two or three people at the checkout register, and they can slip in and use the self-checkout devices to get in and out easily and quickly.
company direct knowledge maintained official senior workers
As we have maintained all along, no company senior official had any direct knowledge that undocumented workers were working in our stores.
groups moment number
A number of these groups are seizing the moment to go after Wal-Mart, and that's kind of part of our world these days. But not a lot of what they have to say is really germane to the application.
bill effect intend
This bill would have no effect on us because we do not intend to branch-bank. We have pledged not to branch.
aspire customer financial full offer spectrum
I think what we're going to do is offer the full spectrum of our customer financial products, ... can aspire to.
authority fully sure
Know that we are fully cooperating with the authorities. You can be sure of that.