Marty Heires
Marty Heires
bring businesses competing existing figure happen hard lower maybe offer products quite town
What you see happen when Wal-Mart comes to town is we bring substantially lower prices, and the businesses that are competing head-to-head with us have a hard time. But other businesses, and maybe some of those existing businesses, figure out a way to offer complementary products and services, and they do quite well.
convenient customers devices easily line offer options people slip three
Our self-checkout options do offer customers a convenient option. They may see a line of two or three people at the checkout register, and they can slip in and use the self-checkout devices to get in and out easily and quickly.
aspire customer financial full offer spectrum
I think what we're going to do is offer the full spectrum of our customer financial products, ... can aspire to.
approach copying customer intelligence market offer problems selling various
We look at competitors and see what they're selling and offer it at our stores, ... We do anything we can to get better intelligence on what our customer wants. Our various competitors approach the market in different ways. If there's something that they're doing that's successful, we have no problems copying that.
anyone appear explain opportunity welcome
We welcome the opportunity to appear before the FDIC and explain what we want to do to anyone who is interested.
bank discuss industrial meets merits welcome
We welcome the opportunity, during this hearing, to discuss the merits of our industrial bank application, which we feel meets all regulatory requirements.
We see a lot of unjustified Wal-Mart bashing.
benefit consumers help local lower prices
The way it will benefit local consumers is this will help us lower prices for our customers.
cannot company officer protection release rely sign
Coughlin as an officer of the company cannot fraudulently sign a release and then rely on the release for protection from prosecution.
community intended support
We had always intended to support the community.
congress intend listen
We've told Congress and everyone else who will listen that we don't intend to branch.
bank branch branches possibly ways
We have now said we will not branch in as many ways as we can possibly say it. If this bank is approved, you will not see any Wal-Mart branches in any of our stores.
bankers branches charged community open simply
Many community bankers have charged that we are going to open branches around the country. That simply isn't true.
customers pleasant serving technology utilize
Serving our customers is what it's all about. The idea is to utilize technology to make our customers' experiences as pleasant as possible.