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borrowers decline equity home incentive remain stressed struggling
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes. Ben Bernanke
borrowers decisions financial loan officers sitting
We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them. Mike Fratantoni
borrowers college discourage loan people policies poverty push
Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree. Luke Swarthout
borrowers clock federal history interest july loans rates rise student ticking
With interest rates on federal student loans set to rise on July 1 for the second-straight year, the clock is ticking for borrowers to lock in today's interest rates -- the fourth-lowest in the history of the student loan program. Patricia Scherschel
borrowers concerned credit cycle easily five fully three understand
We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected. Beth Haiken
borrowers budgetary cushion extra financial impact manageable safe spending themselves year
Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road. Keith Gumbinger
borrowers car college competition costs driving family federal government hidden higher interest loan means mortgage pay rates tax
If you are not able to pay down the debt, that means that the federal government is in competition with private-sector borrowers for money, driving up the costs of interest rates and that's a hidden tax on every American family -- higher mortgage payments, higher car payments, higher college loan payments, Kent Conrad
borrowers harder low money pay points rates trim
If you pay points up front, it's harder to get your money back. When rates are high, borrowers have to pay points to trim rates any way they can, but with rates so low there is really no need to pay those points. Keith Gumbinger
borrowers choices expanding include loan means menu niche opportunity
Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets. Keith Gumbinger
both indicate involved matter positive represent seems since
All the evidence, experimental and even a little theoretical, seems to indicate that it is the energy content which is involved in gravitation, and therefore, since matter and antimatter both represent positive energies, gravitation makes no distinction. Richard P. Feynman
both british-statesman either measures members
Some members of both Houses have, it is true, been removed from their employments under the Crown; but were they ever told, either by me or by any other of his majesty's servants, that it was for opposing the measures of the administration in Parliament? Robert Walpole
both british-statesman expenses good happened houses parliament
I happened to be one of those who thought all these expenses necessary, and I had the good fortune to have the majority of both houses of Parliament on my side. Robert Walpole
both including laid later laws prepared principles question
There is no question but that the laws and principles which Solon laid down both foreshadowed and prepared the way for all republics of later ages, including our own. Robert W. Welch, Jr.
both countries cuban john kennedy missile president soviet war
During the Cuban Missile Crisis, decisions made by President John F. Kennedy and Soviet leader Nikita Khrushchev could have plunged both countries into thermonuclear war. Ronald Kessler
both committed destroyed fear memory poems wife
Mandelstam's wife committed all his poems to memory in fear that both he and his poems would be destroyed by Stalin. Anthony Hecht
both eric rich states
Like Ashley, Eric and Rich can both make it to states if they play like they can at districts.. Kevin Mulligan
both fairness issue life played plays teams
Life isn't about being fair. It is what it is. Both teams have played mid-week games, we've played at 9 in the morning, Thursdays, Fridays. I don't think the fairness issue plays into it. Dan Hawkins
both cut good work
Liggins and Little are both very, very good players, and they are complemented well by their other guys. We have our work cut out for us. Tom Livatino
cause common couple divorce falls love people veil
Most people divorce because one in the couple falls in love with someone else: it's a common cause of divorce. I still think that it's tinted - this is my opinion - with a veil of racism and American puritanism. Isabella Rossellini
caused created days discuss earth evolved fantastic god love meet six time whether
I'd love to meet Darwin. He caused such controversy over whether God created the earth in six days or whether we evolved over time. I'd love to discuss that with him - what a fantastic conversation! Isabella Rossellini
cause justifies
It is a struggle for the minds of the people... No cause justifies recourse to terrorism. Manmohan Singh
cause cherished fear friend secrets
Let not your friend your cherished secrets hear; Then, if you quarrel, you've no cause to fear Menander of
cause check gives illegal insurance liability maybe present probable stop
Making a stop gives us probable cause to check for other things like no driver's license, no liability insurance and maybe even illegal drugs present in the car. Ernest Moore
causes coming creek dome maybe sour surface
Magma's always coming up in Sour Creek dome and going through the system. But maybe there are pulses when more comes up. That may be what causes the surface to rise. Charles Wicks
cause false tendency
Levees have a tendency to cause a false sense of security. Craig Colten
caused fear lies men
Lies are usually caused by undue fear of men Hasidic Proverb
cause color crusade liberty men regardless thirst women worthy
Liberty is not just a cause for celebration today, but also a worthy crusade for our time, ... Where there is life, there is the thirst for liberty in all men and women regardless of faith, color or country. Kofi Annan
concerned people
We're not concerned with what those people think about what we're doing. Derek Loomis
concerned gets word
We're not concerned with numbers. (The way the word gets out) is that I tell you, (and) you tell someone else. Bill Walker
concerned offer position puts scared whether
We're not concerned or scared about not being able to offer them shelter, ... (However), it puts us in a position of being scared of what we are going to be able to offer them, whether we are going to be able to keep them in the same way that we have been able to. We don't know that. Salvation Army
concerned fuss life obscure personally phenomenon sort transitory
Life is a brief, small, and transitory phenomenon in an obscure corner, not at all the sort of thing that one would make a fuss about if one were not personally concerned Bertrand Russel
concerns gifts primary ridiculous situations
Making things feel real is one of our primary concerns in the way we write it. And it's one of the gifts that the actors who do the show really have to make ridiculous situations feel real. Evan Katz
concern levels lifetime
Levels like that with benzene, our only concern would be lifetime consumption. George Pauli
concerned interest investors low rates rise supported
Low rates have supported equities globally, so investors are concerned interest rates will rise further. Masaki Iso
concern decided good high homes last nursing people risk seem vaccine
Last year, we had a concern about people in nursing homes who were at high risk and decided to allocate some of our vaccine to them, ... This year, the nursing homes seem to be in very good shape. Gary Crum
concerned health kids last year
Last year we were all really concerned about his health. He always wanted to know if he could do anything. But then he bounced back and was there for the kids this year. Rick Baughman
enables team
Luis does all the things that enables your team to be successful. Tim Ryan
enable expand market producers
Only as we expand the market can we enable more and more producers to come in. Harriet Lamb
enables national ventures viable
That's the reason support for the National Endowment of the Arts is so important. It enables those ventures that aren't viable commercially to be done. David Selby
enable essential great knife knives
Having sharp, great knives will enable you to cook very precisely. Knife skills are essential in cooking. Eric Ripert
enables taken
I use the computer as a paintbrush. It enables me to do in hours what would have taken months. Leon Max
enables
Where educational deprivation exists, it breeds conflict and enables repression. Wendy Kopp
enables meet parameters particular rate ripple understanding
Understanding our customers' applications enables us to optimise parameters such as slew rate and ripple to meet their particular requirements. Jim Edwards
enables
Taste, which enables us to distinguish all that has a flavor from that which is insipid. Jean Anthelme Brillat-Savarin
enables extensive hidden launching storage
have made extensive use of the underground construction, which enables them to do things such as development and storage and, indeed, even launching from underground hidden silo areas. Donald Rumsfeld
exposed kids
Many of these kids were not exposed to floodwater, Eduardo Sanchez
exposed heritage musical unless
Many of our youngsters will never know this musical heritage unless they're exposed to it here. Jan Bowman
exposed people
many people have been exposed or potentially exposed. Shigeru Omi
exposed fear hurricane katrina people struck suffered
My fear is that the people who suffered the most when Hurricane Katrina struck will be the people who become most exposed to toxins. Eric Olson
exposed knowledge suffering tempted
More skilful in self-knowledge, even more pure,/ As tempted more; more able to endure,/ As more exposed to suffering and distress. William Wordsworth
expose growth slowing start time
If at any time we start to see slowing in growth in infrastructure that could expose some weakness. Peter Coleman
exposed fellow fred jack time visited
I was first exposed to the idea of macro-molecular sequences while I was a postdoctoral fellow with Jack Strominger at Harvard. During that time, I briefly visited Fred Sanger's laboratory in Cambridge, England, to learn the methodology of RNA fingerprinting and sequencing. Richard J. Roberts
exposed global grew interests melting minutes north pot town virtual
I grew up about 30 minutes north of Boston in a town that was a virtual melting pot - I was exposed to all different backgrounds, cultures, and religions, fueling my personal interests in global issues. Alex Newell
expose helps industry itself people press
I did want to expose the pharmaceutical industry a bit, ... The industry promotes itself very well. I think the film helps people see it in a different way, not through its press releases. Fernando Meirelles
highly justices liberal marshall respect ruth testament
Liberal justices like Thurgood Marshall and Ruth Bader Ginsburg think as highly of him as someone like Clarence Thomas. I think that's a testament to the respect he enjoys. Richard Garnett
highly somewhere themselves truth
I read somewhere that writers, as they get older, become more and more perfectionist. Which may be because they think more highly of themselves and they worry about their reputations. I think there's some truth to that. Tom Wolfe
highly intention music musical original outlet people pop producer record
People have always said that I could have been a highly successful pop artist, if only that were my intention. It never was. My original intention was to be a kind of behind-the-scenes participant in music, to just be a record producer and engineer. And I made a record for myself just so I could have an outlet for my musical ideas. Todd Rundgren
highly speak
I can't speak highly enough about the program, Bob Wallace
highly somebody
I was somebody who was not athletic. I was highly imaginative; I loved to read, and I loved nothing more than being in a story... I didn't want to play ball; I wanted to imagine something and read something. Julianne Moore
highly quite spoke
She was a quite a lady. And a leader. Everyone spoke so highly of her. Donna Jones
highly needs self space
She's highly self sufficient. She needs her own space and her own life, her own things, her own identity. Rose Rosetree
highly sensitive womanly
To be womanly is one thing, and one only; it is to be sensitive to man, to be highly endowed with the sex instinct; to be manly is to be sensitive to woman. Jane Harrison
highly organic organisms people
There are more living organisms in a tablespoon of highly organic soil than there are people on the planet. Howard Warren Buffett
homes hospitals nursing people provisions
making provisions for people in nursing homes or hospitals to get them out so they are out of harm's way and don't need to be rescued. Michael Chertoff
homes last moving nursing
Nursing homes should be a last resort, and that's what a lot of this is moving toward. Michael Burgess
homes improving life people quality towards
Getting people in homes is real important towards improving the quality of life in the parish. Tom Morris
homes human produce spirits
Ghettos and barrios and abusive homes and trauma wards may produce scarred souls; they can cripple more human spirits than they strengthen. John Ortberg
homes laughter love quiet wear worth
From quiet homes and first beginning,Out to the undiscovered ends,There's nothing worth the wear of winning,But laughter and the love of friends. Hilaire Belloc
homes love people
Lot's wife, of course, was told not to look back where all those people and their homes had been. But she did look back, and I love her for that, because it was so human. Kurt Vonnegut
homes success tv until
But TV has changed completely. It's not until you come into people's homes that everyone says, 'You're a success now.' Gabriel Mann
homes knew
That image is a couple different people's homes that I knew growing up. Zach Braff
homes quite spends
Polenta is one of those ingredients that in many homes spends its days at the back of the kitchen cupboard, on the 'no one knows quite what to do with it' shelf. Yotam Ottolenghi
inflated passing peak
Bluetooth is just now passing over the peak of inflated expectations. Ken Dulaney
inflated longer maybe term
We think maybe on a longer term basis, their valuations are a little inflated here. But we think that on a near-term basis, that they look very, very timely. Brian Belski
mortgage numbers threw
Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side. Brian Brennan
mortgage
I made all my payments on time, but I never got a mortgage bill. Carol Rebello
mortgage realized work
I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment. Chris Gabrieli
mortgage paying rent
It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage. John Porter
mortgage muse
I don't have a muse. I have a mortgage. Jim Butcher
mortgage should sensible
It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it. Martin Lewis
mortgage angry
I'm angry and I understand why Australians paying mortgages are angry. Julia Gillard
mortgage knows
I got a mortgage at 17! I didn't even know you could get a mortgage at 17. Jennifer Ellison
mortgage salvation altars
We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation. Peter Akinola
products
one of the better products we've launched in a long time. Jerry Yang
products providers sell service unless
More and more of the products are going to become 'carrier Ethernet,' because manufacturers aren't going to be able to sell them to service providers unless they have all these features. Michael Howard
products putting quality shelves sure
We want to make sure we're only putting safe, quality products on our shelves for our customers. Karen Burk
products
Our approach at Apple has always been to make products we're proud to own and use ourselves. Phil Schiller
products quality
The quality and sterility of the products made there was never in question. Meg Graham
products
It is necessary that I am viewed as a product. I am a product. Ayumi Hamasaki
products
We got to this point by constantly perfecting our products. Connie Sellecca
products quarter talked
There are some big inventories out there. The new products that they have talked about aren't out for another quarter or so. So it's probably going to be more of the same for some time. Bob Turner
products pull
With managed services, we have a lot of products we can pull through. Shane Robison
purchase sure
Make sure when you purchase your ticket, you know what you're really getting. Susan Klein
purchase simplify
When you, the consumer, look for a brand, you want it to simplify your purchase and come from someone you trust. Don MacDonald
purchased quotes
A laugh, if purchased at the expense of propriety, costs too much. Quintilian
purchases treasury trend
We see the trend of Treasury purchases continuing. Toshihiko Sakai
purchased
We purchased one lesson. And that's all he needed. Rebecca Fuller
purchase
That's a big purchase for us. That's great. Brian Major
purchase third
The second purchase was my ranch, Mockingbird Hill. The third purchase was Longhorn cattle. Janine Turner
purchased
I purchased it with the thought that what better place to have it than at the school. John Andrews
risk sure yours
Make sure what you risk is yours to lose. L. Heroux
risk
Scripps is important to the county, but at what risk to taxpayers? Shannon LaRocque
risk time
We had a very gut-wrenching decision. We thought at the time that there was too much risk to go forward. Colleen Hartman
risk suspicious
You risk just as much in being credulous as in being suspicious. Denis Diderot
risk safe alive
To be alive is to take risks; to be always safe and secure is death. Edward Abbey
risk
I wouldn't do that. You don't want to risk him getting hurt. The only way I would do that is if it's something like the 19th inning and we're out of people. Joe Girardi
risking walking worth
I would give it a try, but they said don't even try. It's not worth risking it. I'm walking a little better. It's not so tight. Jason Giambi
risk worried
I'm a little more worried now. The risk is higher. S.K.R. Amarasekara
risk sure taking worth
I'm all for taking chances. But you have to make sure you don't get caught. You have to know if the risk is worth the penalty. Kevin Harvick
seen time win
Now, we want to win and that's the first time I've seen that here. Kristen Donofry
seen shown soft test
Getting back to the Premiership will be a big test but what we have shown here is resilience. Previously we have tended to be seen as soft touches. Kevin Blackwell
seen thus
From what I've seen thus far, we've got a lot of options. Nikki Fennern
seen
From what I've seen on TV, what we can all see, that's what you would speculate. It doesn't look very good. Mickey Loomis
seen
If anyone's been around some very long cocaine evenings, there's nothing that's in SCARFACE that we all haven't seen before. Brian Palma
seen
Oh, wow! In your life, have you ever seen anything like that? Verne Lundquist
seen
Shocking. I don't know if I've seen something like that in a big game. Brian Katz
seen since team teams
Since I've been in the NFL, I've never seen a team go 10-6 and not make the playoffs. I've seen teams that were 9-7 and 8-8 make the playoffs. It would be mind-boggling to be 10-6 and not make the playoffs. Keyshawn Johnson
seen since
Since I have seen him play he has been stunning. He has unbelievable pace. Roy Evans
standards disappointed expected
I have disappointed and failed to live up to the standard I expected of myself. Eliot Spitzer
standard
I get very involved with my things, and they are not standard equipment. Iris Apfel
standards asks ifs
Ask yourself not if this or that is expedient, but if it is right. Alan Paton
standards courses
Of course my standards are out of date! That's why they're called standards. Alan Bennett
standards lows process
If your standards are low, you're going to stop pretty early on in the process. Aimee Mann
standards heels
Keep your heel, head and standards high. Coco Chanel
standards heels
Keep your heels, head & standards high! Coco Chanel
standards
The expectations are very high. The standards were set long before I was born. Jeff Olson
standard
If that had not happened, we would probably not have had an 11n standard this year. Craig Mathias
vehicles
We were having so many headlight thieves, on high-end vehicles with halogen lights. Sgt. Frevola
vehicles
He was ramming vehicles out of his way. That's how it was described to me. Roxanne Dey
vehicles
I'm going after the highest-consuming vehicles first, because that's where the big payback is. Tom Stephens
vehicles
You can't get any vehicles to come into the city, and we can't get any out. Ray Carter