Famous Quotes & Sayings

Beth Haiken

We're concerned for borrowers because they may not fully understand what may happen. In three or five years, we may be in a different credit cycle and they may not be able to refinance as easily as they expected.

Ben Bernanke

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

Mike Fratantoni

We think borrowers sitting down with their financial advisers or loan officers can make the decisions that are right for them.

Luke Swarthout

Loan repayment policies must be improved, so they do not push borrowers into poverty or discourage people from getting a college degree.

Keith Gumbinger

Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.

Keith Gumbinger

Expanding your menu (as a lender) to include as many loan choices means you get a better opportunity to scour borrowers out of niche markets.

Wade Henderson

Anti-discrimination laws are the foundation to ensuring that people of color are treated equally. We will vigilantly defend any law, regulation, or ordinance that is designed to ensure equal treatment of all borrowers in the mortgage process.

George Soros

This asymmetry in the treatment of lenders and borrowers is a major source of instability in the global capitalist system and it needs to be corrected,

Allen Fishbein

A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card.

David Strickland

If something is bothering you, keep it to yourself.

Louise Leakey

With the discovery of Zinjanthropus at Olduvai Gorge in 1959, my grandmother Mary Leakey pioneered the research in East Africa with my grandfather Louis. Many more spectacular fossil finds have since been made, both in Africa and elsewhere, by many researchers driven to understand our past.

Lisa Cholodenko

Wendy and I both wanted kids, but since we were pushing 40, the clock was ticking.

Maajid Nawaz

I care not to debate which came first, Islamism or anti-Muslim bigotry; suffice to say that both feed into each other symbiotically.

Mackenzie Astin

There is a healthy fraternal rivalry, but nothing serious and we both have been looking for a project to do together. I guess he may direct me in a project some day.

Richard Cohen

The other side said (there are) 799 federal and state laws mandating the use of English. ... We would say those kinds of laws are not at issue here. I think that English is the official language of this country in a practical sense already. And I think that most people who come here both learn English and want to learn English.

Ben Folds

The other reason Rufus and I are great together is that we're both really lazy. The rehearsing, the sound checks -- he's actually worse than I am, and that's something. To get us to do anything other than sit in our dressing rooms is a challenge. Who knows what will happen?

Duncan Chase

The potential is unbelievable with both those girls.

Tarun Das

The potential is huge for them both in sales and production.

Dave Barry

I have a friend named Doris who argues, on good authority, that the single biggest cause of global warming is menopause.

David Talbot

Journalism is not just a cause, its also a wacky profession.

Michael Moriarty

Violent drama has been a hallmark of every great civilization. It is not the cause of the disease - it is an immunizing factor. People go to the theater to experience emotions like fear and loathing. Violent drama shows us where we come from. It makes us face our hypocrisy.

Ibrahim Lipumba

The persistence of poverty in Tanzania, especially in the rural areas, is cause for concern.

Ken Jackson

We are seeing a substantial increase in our fuel prices. It's not like it's going to cause us to close our doors, but we would sure like to have that 15 percent to spend elsewhere.

Kevin McCarthy

We are lowering our future revenue estimates modestly, which causes a slight decline in our earnings-per-share assumptions. Our fourth-quarter earnings estimate now is $1.45, down a penny, and our 2001 estimate is $4.90, down from $4.95.

Colin Powell

We strongly oppose it, ... It will cause us international difficulties, and it opens up other opportunities for others to try to seek similar relief.

Steve Kernkraut

We're in a marketplace where any kind of negative signal worries people. The same way some of the tech companies caused a ripple, I think investors hear Lowe's issue a warning, hear what's going on with one of the great players in the sector, and they get nervous.

Marty DeJarnette

We started cold, but we found our rhythm in the second quarter. Their size caused us some problems, but our press got us some easy baskets off turnovers.

Louise Bourgeois

Even though what I do does enter the market, it doesn't interest me. I am exclusively concerned with the formal qualities of my work. It is about the need and the right to self-expression.

Hina Jilani

The possibility of preventative detention raises serious concern that such detention may be tantamount to derogation of the country's human rights obligations under international law.

Dr. Smith

The positive sign is there's more of a concern for others, as well as self, than people think.

Darrel Good

The persistence of moderate to severe drought conditions in parts of Illinois, Iowa, and much of the southern Plains increases concerns about yield potential. As usual, forecasts of summer weather conditions are not consistent at this time.

Linda Johnson

The people who voted yes understood the issue, and that is really what we are concerned about. I think it speaks for itself.

Bill Nygren

The people who own Internet stocks are taking on a very high level of risk. Myself and most of the other managers at the conference are concerned about people who own and trade those stocks not understanding the risks they're taking.

Ned Riley

The only concern I do have is I'd like to see a couple more months (of data) put together here before we declare this torrid, hot economy as into another phase of gearing down. I'm not as optimistic yet that we have slowed everything.

Mike Sherman

The only concern I have is how is he playing right now, and he's playing pretty good. So, I feel good about that.

Subodh Kumar

We are seeing a pullback on stocks because many investors are concerned with the outlook for interest rates and with the economy at the start of 2006. The rebound in oil in the past couple of days is also hurting some stocks, especially the ones related to consumer spending, such as retailers.

Jean Anthelme Brillat-Savarin

Taste, which enables us to distinguish all that has a flavor from that which is insipid.

Tim Ryan

Luis does all the things that enables your team to be successful.

David Selby

That's the reason support for the National Endowment of the Arts is so important. It enables those ventures that aren't viable commercially to be done.

Eric Ripert

Having sharp, great knives will enable you to cook very precisely. Knife skills are essential in cooking.

Leon Max

I use the computer as a paintbrush. It enables me to do in hours what would have taken months.

Wendy Kopp

Where educational deprivation exists, it breeds conflict and enables repression.

Alan Moore

Money's fine if it enables you to enjoy your life and to be useful to other people. But as something that is a means to an end, no, it's useless.

Anita Borg

The Internet enables us to share the ideas we have without having to create another hierarchy.

Harriet Lamb

Only as we expand the market can we enable more and more producers to come in.

Paul Carter

We started this four years ago to expose high school students to engineering as a career.

Leslie Cockburn

Journalism, for me, has always been a calling. There are things that must be exposed to the light, truths that must be uncovered, stories worth risking your life for.

Rob Murray

We're just trying to expose them to some really good teams outside the Connecticut realm.

Kate Reardon

By doing, you become employable. It doesn't matter what the job is; by working, you learn new things, meet new people and are exposed to new ideas.

Michelle Salomon

We have young players and (LaPorte) exposed our weaknesses. That's a characteristic of having young hitters.

Eduardo Sanchez

Many of these kids were not exposed to floodwater,

Jan Bowman

Many of our youngsters will never know this musical heritage unless they're exposed to it here.

Shigeru Omi

many people have been exposed or potentially exposed.

Sarah Jessica Parker

The beautiful thing about New York is, you have to expose yourself to other people the minute you step outside the door. There is no choice. And I love that.

Shinzo Abe

The other side has not responded to any of our requests regarding the abduction issue, so it is highly regrettable.

Kevin Cox

We're doing a much better job in Indiana being prepared and collaborating, which speaks highly of the involved agencies.

Richard Garnett

Liberal justices like Thurgood Marshall and Ruth Bader Ginsburg think as highly of him as someone like Clarence Thomas. I think that's a testament to the respect he enjoys.

Tracy Morgan

You have to be highly intelligent to get away with a dumb joke. That takes a pretty smart fella.

Tom Wolfe

I read somewhere that writers, as they get older, become more and more perfectionist. Which may be because they think more highly of themselves and they worry about their reputations. I think there's some truth to that.

Todd Rundgren

People have always said that I could have been a highly successful pop artist, if only that were my intention. It never was. My original intention was to be a kind of behind-the-scenes participant in music, to just be a record producer and engineer. And I made a record for myself just so I could have an outlet for my musical ideas.

Dr. Coats

We had not had highly pathogenic avian influenza in the U.S. for over 20 years.

Richard Brodhead

When it was offered, I thought it was highly appropriate.

Donna Jones

She was a quite a lady. And a leader. Everyone spoke so highly of her.

Beatrix Potter

Thank goodness my education was neglected.

Lauren Herring

When I was little, I used to feel a lot of pressure. Before matches, I'd want to throw up. But now, I've adapted. I do get homesick sometimes, but I have to remember why I am there and what I have to do to go pro.

Michael Chertoff

making provisions for people in nursing homes or hospitals to get them out so they are out of harm's way and don't need to be rescued.

Tempestt Bledsoe

I love helping people put their homes in order.

Jack Campbell

There are the ones who have a lot of land and want to be annexed because they want the sewer to make the land more valuable and the lots smaller. Then there are the people with homes with working septic tanks that don't see why they should pay to hook into a sewer system they don't intend to use.

Robert Reich

What are called 'public schools' in many of America's wealthy communities aren't really 'public' at all. In effect, they're private schools, whose tuition is hidden away in the purchase price of upscale homes there, and in the corresponding property taxes.

Ryan Thompson

Yards have always sold homes and they always will.

Allard Beutel

We are looking at that what can we do for people who had homes nearby, who want to work but don't have a home to go back to at night.

Gabriel Mann

But TV has changed completely. It's not until you come into people's homes that everyone says, 'You're a success now.'

Brian Belski

We think maybe on a longer term basis, their valuations are a little inflated here. But we think that on a near-term basis, that they look very, very timely.

Ken Dulaney

Bluetooth is just now passing over the peak of inflated expectations.

Brian Brennan

Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side.

Jennifer Ellison

I got a mortgage at 17! I didn't even know you could get a mortgage at 17.

John Porter

It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage.

Carol Rebello

I made all my payments on time, but I never got a mortgage bill.

Jim Butcher

I don't have a muse. I have a mortgage.

Julia Gillard

I'm angry and I understand why Australians paying mortgages are angry.

Martin Lewis

It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it.

Peter Akinola

We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation.

Chris Gabrieli

I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

Bob Turner

There are some big inventories out there. The new products that they have talked about aren't out for another quarter or so. So it's probably going to be more of the same for some time.

Ayumi Hamasaki

It is necessary that I am viewed as a product. I am a product.

Karen Burk

We want to make sure we're only putting safe, quality products on our shelves for our customers.

Connie Sellecca

We got to this point by constantly perfecting our products.

Jerry Yang

one of the better products we've launched in a long time.

Fazlul Haque

I am uncertain about shipping our products on time.

Deanna Anderson

Basically, we do it to showcase our products to celebrities.

Michael Howard

More and more of the products are going to become 'carrier Ethernet,' because manufacturers aren't going to be able to sell them to service providers unless they have all these features.

Anthony Powell

You have to be a product of the product.

Don MacDonald

When you, the consumer, look for a brand, you want it to simplify your purchase and come from someone you trust.

Susan Klein

Make sure when you purchase your ticket, you know what you're really getting.

Quintilian

A laugh, if purchased at the expense of propriety, costs too much.

Toshihiko Sakai

We see the trend of Treasury purchases continuing.

Rebecca Fuller

We purchased one lesson. And that's all he needed.

Janine Turner

The second purchase was my ranch, Mockingbird Hill. The third purchase was Longhorn cattle.

Brian Major

That's a big purchase for us. That's great.

John Andrews

I purchased it with the thought that what better place to have it than at the school.

Alan Watts

No worthwhile life can be lived without risks, despite current American superstitions to the contrary...

Alan Greenspan

Indeed, better risk management may be the only truly necessary element of success in banking.

Alan Greenspan

History has not dealt kindly with the aftermath of protracted periods of low risk premiums.

Alan Greenspan

Any onset of increased investor caution elevates risk premiums and, as a consequence, lowers asset values and promotes the liquidation of the debt that supported higher asset prices, ... This is the reason that history has not dealt kindly with the aftermath of protracted periods of low risk premiums.

Al Pacino

The thing is doing it, that's what it's all about. Not in the results of it. After all what is a risk? It's a risk not to take risks. Otherwise, you can go stale and repeat yourself. I don't feel like a person who takes risks. Yet there's something within me that must provoke controversy because I find it wherever I go. Anybody who cares about what he does takes risks.

Chimamanda Ngozi Adichie

We do not just risk repeating history if we sweep it under the carpet, we also risk being myopic about our present.

Dave Barry

There shall be a National Anthem containing incomprehensible words and a high note that normal humans cannot hit without risk of hernia.

David Sze

When you rest on your laurels is right when you have the risk. It exists for every company, no matter how big.

Carlos Ruiz Zafon

I was aware of the risks I was taking, but I did'nt care.

Greg Jackson

We were as fundamentally sound defensively during that stretch as I've ever seen us.

S. Walker

We wrote more tickets this week than I've ever seen on a Super Bowl.

Marc Morial

To outsiders, you are seen as a shining light. You are seen as a beacon.

Sam Taylor-Johnson

I think it was Elisabeth Shue who said that if you start a movie with a woman seen through a man's eyes, that woman is objectified by him throughout.

Verne Lundquist

Oh, wow! In your life, have you ever seen anything like that?

Brian Katz

Shocking. I don't know if I've seen something like that in a big game.

Keyshawn Johnson

Since I've been in the NFL, I've never seen a team go 10-6 and not make the playoffs. I've seen teams that were 9-7 and 8-8 make the playoffs. It would be mind-boggling to be 10-6 and not make the playoffs.

Roy Evans

Since I have seen him play he has been stunning. He has unbelievable pace.

Scott Stoker

We've seen worse. We've come through a lot together.

Alan Paton

Ask yourself not if this or that is expedient, but if it is right.

Alan Bennett

Of course my standards are out of date! That's why they're called standards.

Coco Chanel

Keep your heel, head and standards high.

Coco Chanel

Keep your heels, head & standards high!

Jeff Olson

The expectations are very high. The standards were set long before I was born.

Eliot Spitzer

I have disappointed and failed to live up to the standard I expected of myself.

Iris Apfel

I get very involved with my things, and they are not standard equipment.

Aimee Mann

If your standards are low, you're going to stop pretty early on in the process.

Amber Heard

I have always been very rebellious and gone against the grain. I've always challenged the standards set before me.

Roxanne Dey

He was ramming vehicles out of his way. That's how it was described to me.

Sgt. Frevola

We were having so many headlight thieves, on high-end vehicles with halogen lights.

Tom Stephens

I'm going after the highest-consuming vehicles first, because that's where the big payback is.

Ray Carter

You can't get any vehicles to come into the city, and we can't get any out.