Zeng Jun
Zeng Jun
money
Too much money is not always good, because money complicates matters.
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The rich actually worries about leaving too much money to their children. The poor worries about leaving none for their children.
bank lends money
A bank only lends you money when you do not need it.
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The money you pay to the bank as interest has zero percent chance of it returning back to you. Save on that and reinvest that on any other things. Now that is lean financial management.
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You should not leave your housing loan aside after getting it. Learn to keep track of it every six months, or retain an advisor, such as a mortgage consultant or broker who can help you to do it. You will realize you can save quite a large sum of money throughout your loan tenure.
attempting bankrupt companies develop diligence due failing land lead main piece project reason surprises unexpected
Attempting to develop a piece of land without doing the appropriate due diligence can lead to unexpected surprises during the project. Failing to do so is one of the main reason as to why companies can go bankrupt after the project has commenced.
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You are never paying the price at which you purchase your house, unless you paid for it in full cash without any leverage...
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One of the best way to raise cash is to mortgage your property. It is one of the cheapest and fastest way to secure your credit.
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China to reduce capital lending in the domestic market. Aiming to create structural changes to present economy by deleveraging from exports and focus on increasing domestic consumption...
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Singapore's economic fundamentals are good. Together with such low interest rates available for mortgage financing, it makes perfect sense for real estate private equities to buy into Singapore...
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Singapore Property Price Index for the Year 2009 has surpassed the last high of the Year 2010. Property Investors have to be careful because the market fundamentals aren't that strong to subtain the index at such high level...
assume charge managing personal role
Never assume your lender will take charge of your finance. Take a pro-active role in managing your own personal finance. It is your matter, not theirs.
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Leveraging on debts is definitely a useful method for gaining more wealth. The issue is, do you have your own set of risk management system to ensure you do not take on more debts than needed?
business debts double sword
Leveraging on debts for investments can be very fruitful, or dangerous. It is a double edged sword