Zeng Jun

Zeng Jun
china demand despite domestic economic movements negative relatively slow winter
Despite the economic slowdown around the world, China is still doing relatively well. However, when winter comes, domestic demand in China will slow down and there will be negative movements in the equities market...
banker good private
A private banker is really a good old trustworthy friend.
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The money you pay to the bank as interest has zero percent chance of it returning back to you. Save on that and reinvest that on any other things. Now that is lean financial management.
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Debt is like a double edged sword. Use it well and you shall win the war. Use it wrongly and you shall see your name in the tombstone...
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Think positively! Pull your finance together as soon as possible during the economic slowdown. Don't wait for things to happen to you. Shave off some extra expenses, refinance that home loan, restructure some of your debts...
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Unlocking the equity in your private property can be one of the best ways to finance the buying of a new business...
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It is never about how much you earn. It is how much you spend relative to how much you earn that matters.
banks billing form interest paid
Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...
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He who feels pain when paying off debts is not fit to leverage on debts as an investment strategy
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Being alert to the terms and conditions of your existing home loan can prevent nasty consequences to you in the future when you refinance.
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Choosing a house to buy is easy. The difficulty lies in getting approval for your housing loan application.
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The interest rates are at its lowest point now because of the economic turmoil. People in the market are going for floating housing loans because the combination of both the teaser rate and low interest rate, result in initial rates that are irresistible. I advise against you against that ...
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If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid the problem and call up your bank to negotiate the payment terms...
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Buying over an existing business is a smart move. The revenue starts running on the day you take over the business.