Marty Heires

Marty Heires
customers pleasant serving technology utilize
Serving our customers is what it's all about. The idea is to utilize technology to make our customers' experiences as pleasant as possible.
customers form lower pay realize return savings
We would like to pay our own bank, and then realize those savings so we can return that to our customers in the form of lower prices.
bank customer floor office operate proposal sixth small
It is really something that the customer won't see. Our proposal is to operate a small bank that will be housed in a sixth floor office suite.
customer
It is really something that the customer won't see.
convenient customers devices easily line offer options people slip three
Our self-checkout options do offer customers a convenient option. They may see a line of two or three people at the checkout register, and they can slip in and use the self-checkout devices to get in and out easily and quickly.
aspire customer financial full offer spectrum
I think what we're going to do is offer the full spectrum of our customer financial products, ... can aspire to.
approach copying customer intelligence market offer problems selling various
We look at competitors and see what they're selling and offer it at our stores, ... We do anything we can to get better intelligence on what our customer wants. Our various competitors approach the market in different ways. If there's something that they're doing that's successful, we have no problems copying that.
anyone appear explain opportunity welcome
We welcome the opportunity to appear before the FDIC and explain what we want to do to anyone who is interested.
bank discuss industrial meets merits welcome
We welcome the opportunity, during this hearing, to discuss the merits of our industrial bank application, which we feel meets all regulatory requirements.
We see a lot of unjustified Wal-Mart bashing.
benefit consumers help local lower prices
The way it will benefit local consumers is this will help us lower prices for our customers.
cannot company officer protection release rely sign
Coughlin as an officer of the company cannot fraudulently sign a release and then rely on the release for protection from prosecution.
community intended support
We had always intended to support the community.
congress intend listen
We've told Congress and everyone else who will listen that we don't intend to branch.