Terrence DeFranco
Terrence DeFranco
carries information personal safety wants
It carries a sense of safety with it. No one wants to deliberately place personal information at risk.
credit domain gets information instant nearly personal public
Personal information gets into the public domain very quickly. We get nearly instant credit applications.
bad company guy information
The bad guy is the one doing the crime, not the company that has the information stolen.
against break constant continue creating figuring race solutions
It's a constant race against the fraudsters out there. We're creating solutions and they're figuring out how to break the system. It will continue to be a constant race. But we're getting better at it.
identity skate using ways
There are so many ways of using identity information. If you're the perpetrator you can skate around the alert.
asked cases provide
In many cases they didn't have to provide a signature. Now we're being asked to provide more and more.
change information looking match process surface whoever
The fraudster is looking to try to change the information enough so that whoever is looking at it from the surface will see it as something different, but the authentication process will match it as something already existing.