Robert Hartwig
Robert Hartwig
employers evidence exhibit heavy machinery mental monitor operating soldiers stress
There's evidence that many soldiers will exhibit mental stress from their experience, and it's important for employers to monitor them, particularly if they're operating heavy machinery or driving.
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You should assume that as charitable as it is, you have total liability for these individuals, in the same way as if a stranger came to your house just invited for a dinner party. If they slipped and fell, you're going to be liable for them. You do not enjoy any immunity from liability. It's a sad statement, but that's the world we live in today.
changes people risk
You're going to be on the hook. What if one of the people is a 17-year-old? That dramatically changes your risk profile.
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This is an insurance adjuster's worst nightmare. We're seeing tens of millions of additional damage each day and the meter is still running.
adjust certain exposure found issue necessary number segments united
This is not a new issue in the industry. For a number of years, insurers have found it necessary to adjust their exposure in certain catastrophe-prone segments of the United States.
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Rising medical costs are the principle driver behind higher auto insurance prices in the U.S. and a significant share of that pressure is due to abuse and in some cases outright fraud.
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If the nature of the report paves the way for some sort of permanent mechanism, that could help tremendously. But if its ambiguous or hostile towards the idea, then we will be in the exact same position as we were this time around.
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Insurers have never collected a penny in flood-insurance premiums. If they're forced to pay, it could quite possibly be destabilizing and lead to the insolvency of smaller insurers in the area.
billion generate interest investment months nine portfolio rates rising
Insurers benefited from the rising short-term interest rates to generate $40.7 billion on their investment portfolio in the first nine months of the year.
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Hopefully, in two years we're not in this same position again, in the 11th hour trying to negotiate terms for an extension.
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Home mortgages offered through insurers are likely to grow in the future. Customers get the added convenience of coordinating their home buying activities and reduce the paperwork while insurers get an alternate revenue stream uncorrelated with the insurance cycle and unaffected by catastrophe losses.
activities added alternate buying customers cycle grow home insurance likely offered paperwork reduce revenue stream
Home mortgages offered through insurers are likely to grow in the future, ... Customers get the added convenience of coordinating their home buying activities and reduce the paperwork while insurers get an alternate revenue stream uncorrelated with the insurance cycle and unaffected by catastrophe losses.
clients clock commercial enter policies renew ticking
The clock is ticking loudly. Insurers are about to enter negotiations with commercial clients to renew their policies for 2006.
clients clock commercial enter policies renew ticking
The clock is ticking loudly, ... Insurers are about to enter negotiations with commercial clients to renew their policies for 2006.