Richard Applegate
Richard Applegate
Lieutenant General Richard Arthur David Applegate CB OBEis a former Quartermaster-General and Master-General of the Ordnance to the Army. He left the British Army in October 2010 and is now a Director of Eagle Strategic Consulting Ltd...
afford chase definitely dollar ira money multiple outside people plans problem proper retirement saved saving sure trying
Most definitely you should put money in a 401(k) as well as an IRA if you can afford to do it, ... The problem most people have is trying to get one dollar chase multiple needs. If they've got too much saved in retirement plans and not enough outside of them, they've over-allocated retirement. So first make sure you're saving the proper amount.
consider double fairly ira opinion taxation
It's double taxation and fairly dumb. In my opinion it doesn't make a lot of sense to consider the non-deductible IRA route.
alone investing logical money people retirement work
It's not very exotic. It's straightforward, logical thinking. But people get stymied. I don't think people think about making their money work for them at all, let alone how to make their money work for them when it comes to retirement investing with their 401(k) and IRA.
alone investing logical money people retirement work
It's not very exotic, ... It's straightforward, logical thinking. But people get stymied. I don't think people think about making their money work for them at all, let alone how to make their money work for them when it comes to retirement investing with their 401(k) and IRA.
time
Delaying is really costly. If you don't have time on your side, you don't have compounding.
change choices employer might stink talk
I would try to talk to your employer and see if they would change the investments, ... You might as well try if the choices stink or the offerings are really expensive.
money taxes truly
That money comes out with no taxes at all. That's truly amazing.
people signing
I can't tell you how many times people will tell me they're not signing up. I don't know if they get it, don't get it, don't care, or what.