R. A. Salvatore
R. A. Salvatore
Robert Anthony Salvatore, who writes under the name R. A. Salvatore, is an American author best known for The DemonWars Saga, his Forgotten Realms novels, for which he created the popular character Drizzt Do'Urden, and Vector Prime, the first novel in the Star Wars: The New Jedi Order series. He has sold more than 15 million copies of his books in the United States alone and twenty-two of his titles have been New York Times best-sellers...
NationalityAmerican
ProfessionAuthor
Date of Birth20 January 1959
CountryUnited States of America
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Here's the thing, for me at least: this is a huge genre now. It wasn't always so. Not so many years ago, it wasn't so. There is a tremendous diversity in fantasy today.
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A span of a few heartbeats can make for a greater memory than the sum of a mundane year.-Catti-brie
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We're expecting premiums to moderate ... and (the growth rate) will probably continue to slow except in some parts of the country.
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Writing can be a tough gig. Whenever you do something in which you put yourself out there - if that becomes the focus of your life, you miss the point of living. You've really got to get the grounding of family and the things that are important in your life and make that your focus.
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When I'm telling stories of my video game days, when I was a really hardcore MMO player, I played 'EverQuest' for two years and played 'World of Warcraft' and several other games for the last ten years or so... 95% of the stories I'll tell you are 'EverQuest.'
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That's the whole point of writing to me - I put my characters under incredible duress, and from that comes their truth. In a way, I'm using them to try to find my own answers in life.
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Whether it's a kid in high school who doesn't have any friends and finds friends in my characters, or a guy in Afghanistan, who's trying to forget what he did that day, and trying not to think about what he's gotta do tomorrow... I give them a little bit of an escape.
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Okay, I'm exaggerating, but the truth is that the Internet can be a powerful tool, both positive and negative, to a writer's career.
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You have to understand that while I pre-plot the meta story of a given book, I often have no idea of what will happen on the next page, let alone the next chapter. That's what makes it fun for me; I write the books the same way many people read them.
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Each company has different procedures, but generally if you file a lot of small claims that can be problematic. Statistically, most people only file a claim every 8 to 10 years, so if you're filing more than that you stand out.
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The most common criticism I've seen is that I write 'popcorn fantasy:' lightweight action-adventure. Some people call it that as they explain why they love it for exactly that reason. I'm cool with that, either way. I just nod and let it go.
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This disaster is definitely covered under standard, home, renters and business policies, as well as comprehensive auto policies.
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Things like jewelry, it might be quite honestly easier to leave that at home. Or put it in a safe-deposit box.
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The way insurance works, they are going to look at what is their experience and what is the projected experience. The underwriting, how an individual insurance company prices its products is very important. That is how they compete. Some companies just believe the risk is too great for them to financially handle.