R. A. Salvatore
R. A. Salvatore
Robert Anthony Salvatore, who writes under the name R. A. Salvatore, is an American author best known for The DemonWars Saga, his Forgotten Realms novels, for which he created the popular character Drizzt Do'Urden, and Vector Prime, the first novel in the Star Wars: The New Jedi Order series. He has sold more than 15 million copies of his books in the United States alone and twenty-two of his titles have been New York Times best-sellers...
NationalityAmerican
ProfessionAuthor
Date of Birth20 January 1959
CountryUnited States of America
believe companies company experience great individual insurance prices products projected risk
The way insurance works, they are going to look at what is their experience and what is the projected experience. The underwriting, how an individual insurance company prices its products is very important. That is how they compete. Some companies just believe the risk is too great for them to financially handle.
almost believe business democrat mentality mostly readers republican several terrible trouble
I do that mostly because I believe that the fantasy business is in terrible trouble right now, for several reasons, not the least of which being the almost Democrat vs. Republican mentality of readers on the Internet.
believe long deep-wounds
i will follow it, though i know so well now the deep wounds i might find. for as long as i believe that i am walking the true road, if i am slain, then i die in the knowledge that for a brief time, at least, i was part of somethin bigger. this road has perils and i will surely die on it,but, i am not afraid to die.
believe opportunity emotional
There is one other error in the Gondsman's line of resoning, I believe, on ap urely emotional level. If machines replace achievement, then to what will people aspire? And who are we, truly, without such goals? Beware the engineers of society, I say, who would make everyone in all the world equal. Opportunity should be equal, must be equal, but achievement must remain individual.
real believe real-things
And the real thing can kill you whether you believe in it or not.
regret believe moving
Hindsight, I think, is a useless tool. We, each of us, are at a place in our lives because of innumerable circumstances, and we, each of us, have a responsibility (if we do not like where we are) to move along life's road, to find a better path if this one does not suit, or to walk happily along this one if it is indeed our life's way. Changing even the bad things that have gone before would fundamentally change who we are, and whether or not that would be a good thing, I believe, it is impossible to predict. So I take my past experiences... and try to regret nothing. -Drizzt Do'urden
peace believe frustration
Nostalgia is a necessary thing, I believe, and a way for all of us to find peace in that which we have accomplished, or even failed to accomplish. At the same time, if nostalgia precipitates actions to return to that fabled, rosy-painted time, particularly in one who believes his life to be a failure, then it is an empty thing, doomed to produce nothing but frustration and an even greater sense of failure.
cars damaged extra means number people sheer
The sheer number of damaged cars out there means that people need to be extra careful.
easier honestly leave might quite
Things like jewelry, it might be quite honestly easier to leave that at home. Or put it in a safe-deposit box.
areas
These are the two areas where you don't want to make a mistake. These are the two areas that are costly.
agent everybody flooding floods happen higher home outside people possible rebuild replace risk sure talk year zones
The risk of flooding is higher than most people think. You should talk to your agent about the possible risk of flooding. Floods happen every year outside of designated flood zones so everybody should take this risk very seriously. ... Make sure you have enough to rebuild your home and enough to replace what's in it.
claims company file filing generally people small stand
Each company has different procedures, but generally if you file a lot of small claims that can be problematic. Statistically, most people only file a claim every 8 to 10 years, so if you're filing more than that you stand out.
fiction mainstream novels science ugly
Science fiction is the ugly stepchild of mainstream literature, and fantasy is the ugly stepchild of science fiction, and tie-in novels are the ugly stepchild of fantasy... and on and on and on.
sooner
The sooner they know, the sooner you'll get paid.