R. A. Salvatore
R. A. Salvatore
Robert Anthony Salvatore, who writes under the name R. A. Salvatore, is an American author best known for The DemonWars Saga, his Forgotten Realms novels, for which he created the popular character Drizzt Do'Urden, and Vector Prime, the first novel in the Star Wars: The New Jedi Order series. He has sold more than 15 million copies of his books in the United States alone and twenty-two of his titles have been New York Times best-sellers...
NationalityAmerican
ProfessionAuthor
Date of Birth20 January 1959
CountryUnited States of America
A world without dragons is a world not worth living in.
I loved the world of imagination.
I shudder at the concept of a world tamed.
Beware the engineers of society, I say, who would make everyone in all the world equal. Opportunitty should be equal, must be equal, but achievement must remain individual. - Drizzt Do'Urden
Station is the paradox of the world of my people, the limitation of our power within the hunger for power. It is gained through treachery and invites treachery against those who gain it. Those most powerful in Menzoberranzan spend their days watching over their shoulders, defending against the daggers that would find their backs. Their deaths usually come from the front." -Drizzt Do'Urden
The sheer number of damaged cars out there means that people need to be extra careful.
Things like jewelry, it might be quite honestly easier to leave that at home. Or put it in a safe-deposit box.
The way insurance works, they are going to look at what is their experience and what is the projected experience. The underwriting, how an individual insurance company prices its products is very important. That is how they compete. Some companies just believe the risk is too great for them to financially handle.
These are the two areas where you don't want to make a mistake. These are the two areas that are costly.
The risk of flooding is higher than most people think. You should talk to your agent about the possible risk of flooding. Floods happen every year outside of designated flood zones so everybody should take this risk very seriously. ... Make sure you have enough to rebuild your home and enough to replace what's in it.
Each company has different procedures, but generally if you file a lot of small claims that can be problematic. Statistically, most people only file a claim every 8 to 10 years, so if you're filing more than that you stand out.
Science fiction is the ugly stepchild of mainstream literature, and fantasy is the ugly stepchild of science fiction, and tie-in novels are the ugly stepchild of fantasy... and on and on and on.
The sooner they know, the sooner you'll get paid.
That's the whole point of writing to me - I put my characters under incredible duress, and from that comes their truth. In a way, I'm using them to try to find my own answers in life.