Michelle Singletary
Michelle Singletary
kids blessing people
Kids can and are a blessing. But plenty of people without kids live and die just as happy.
people fans needs
I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again.
mistake people financial
The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.
teaching skills people
I love teaching people how to handle their money and I've built a brand on that skill.
love-you giving people
When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, "Love you but no."
retirement people
I just don't like people taking debt into retirement.
people focus balance
I use a "Debt Dash" approach to paying off debt. I recommend people focus on paying off the debt with the lowest balance first. So if the primary has less debt you would focus on that.
average milk three
I breast-fed all three of my children, because the milk is free. And I breast-fed them an average of two years.
college crucial good next paycheck penny poor save
Why are so many of us penny poor before our next paycheck comes? We're not good stewards of our money. ... It's crucial to save for what you say you value: a home, college and retirement.
bills card credit hide large money poor talk women
Too many women think it's impolite to talk money while dating. Or they have something to hide (such as large credit card bills or a poor credit history).
borrower servant watch
The borrower is servant to the lender, Watch out, or MasterCard will become your master.
roof-over-your-head financial ifs
You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.
hate school grandmother
The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.
taken mean kids
Having kids doesn't mean they would have taken care o you.