Michelle Singletary
Michelle Singletary
children parent students
If you haven't saved, your child may have to work. But do what you can to NEVER take out student or parent loans.
risk
You shouldn't invest the money if you are looking to use it within five years. Too much risk.
hurt school kids
There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.
drinking kids drug
My kids have to maintain good grades. They have to be involved in activities. They have to report to me how thing are going. I watch for any activity that would steer them wrong - drinking, drugs, etc. So their skin in the game is knowing the money won't be there if they don't do their part.
retirement people
I just don't like people taking debt into retirement.
people focus balance
I use a "Debt Dash" approach to paying off debt. I recommend people focus on paying off the debt with the lowest balance first. So if the primary has less debt you would focus on that.
cheating cheat
If we don't want the companies to cheat on us, we shouldn't be cheating on them.
thinking long
I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.
fall
We all fall - even me.
moving choices poor
That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.
numbers half firsts
The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9 percent in 2010 to 28.8 percent during the first half of 2011.
priorities prosperity
Priorities lead to prosperity.
careers advice firsts
My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.
love money fighting
Money may not buy love, but fighting about it will bankrupt your relationship.