Michelle Singletary

Michelle Singletary
taken mean kids
Having kids doesn't mean they would have taken care o you.
kids blessing people
Kids can and are a blessing. But plenty of people without kids live and die just as happy.
kids college lasts
I've decided to keep working until my last kid is thu college.
kids income pay
Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.
hurt school kids
There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.
drinking kids drug
My kids have to maintain good grades. They have to be involved in activities. They have to report to me how thing are going. I watch for any activity that would steer them wrong - drinking, drugs, etc. So their skin in the game is knowing the money won't be there if they don't do their part.
average milk three
I breast-fed all three of my children, because the milk is free. And I breast-fed them an average of two years.
college crucial good next paycheck penny poor save
Why are so many of us penny poor before our next paycheck comes? We're not good stewards of our money. ... It's crucial to save for what you say you value: a home, college and retirement.
bills card credit hide large money poor talk women
Too many women think it's impolite to talk money while dating. Or they have something to hide (such as large credit card bills or a poor credit history).
borrower servant watch
The borrower is servant to the lender, Watch out, or MasterCard will become your master.
roof-over-your-head financial ifs
You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.
hate school grandmother
The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.
retirement debt-free goal
You still need to save but being debt-free in retirement is and should be a goal.
names car firsts
I'm driving my old car until I'm on a first name basis with the low tow truck drivers!