Michelle Singletary
Michelle Singletary
retirement debt-free goal
You still need to save but being debt-free in retirement is and should be a goal.
doe debt money-cant-buy-happiness
We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.
feel-better debt feels
You'll feel better when you get all that debt off your back.
progress debt motivated
I've found that when you can quickly knock out debt you get motivated because you see progress. Then you attack the other debt so fast that even if it's at a higher interest rate, you don't end up paying much more because you've gotten rid of it.
want debt enough
If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.
average milk three
I breast-fed all three of my children, because the milk is free. And I breast-fed them an average of two years.
college crucial good next paycheck penny poor save
Why are so many of us penny poor before our next paycheck comes? We're not good stewards of our money. ... It's crucial to save for what you say you value: a home, college and retirement.
bills card credit hide large money poor talk women
Too many women think it's impolite to talk money while dating. Or they have something to hide (such as large credit card bills or a poor credit history).
borrower servant watch
The borrower is servant to the lender, Watch out, or MasterCard will become your master.
roof-over-your-head financial ifs
You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.
hate school grandmother
The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.
taken mean kids
Having kids doesn't mean they would have taken care o you.
kids blessing people
Kids can and are a blessing. But plenty of people without kids live and die just as happy.
names car firsts
I'm driving my old car until I'm on a first name basis with the low tow truck drivers!