Judy Martindale
Judy Martindale
ball happens people planning serious until
Most people don't get serious about planning until something big happens in their life, like marriage, divorce, having kids. When I see someone in their 20s who is already on the ball with their finances, the first thing I do is congratulate them.
boring
First you have to do the boring stuff.
cut left
See what's left and look to see where you can cut back on discretionary expenses.
best decide lots marriage register ways
There are lots of ways to register assets, but you need to decide which way is best for your marriage.
card couple credit debt
I had one new couple who had $20,000 in credit card debt. They couldn't make their monthly payments.
comfort knowing mistake
We can take some comfort knowing that we'll never make that mistake again.
debt savings underneath
It's expectations about savings and debt and their values. What's underneath is trust.
buy easier kids might priority send
You might want to buy a new dress, but when you know your priority is to send the kids to college, it makes it easier to make that choice.
anymore buy invested rid
He's got way too much invested in that company. He can't get rid of the options, so he shouldn't buy anymore (company stock).
balance build great memories money purpose remember support
The purpose of money is to support your life, and if you want to use it to build great memories, go ahead. But you have to remember there is a balance between great memories and prudence.