John Hotz

John Hotz
doom older retirement security spells
This spells doom for the retirement security of, particularly, older employees.
employer equity everybody hate loves plans
The whole idea with employer equity in these plans is when times are good, everybody loves it, but when times are bad, they hate it.
retirement source
Obviously, diversification is key, particularly when it's your only source of retirement income.
benefits formula understand
It's important to understand the formula under which your benefits would be calculated.
basically benefit built business companies defined employees leaving pension turning
American business is turning its back on the defined benefit pension system. They're basically leaving the employees who built these companies in the dust.
hot litigation shows structure weakness
This is where the hot litigation is in the 401(k) world. It shows the weakness in the 401(k) structure for sure.