Ed Mierzwinski
Ed Mierzwinski
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Understand that the credit-card company is trying to trick you into running up a bigger balance or paying late. Don't fall for their tricks. Pay on time, as early as possible. And don't just make the minimum payment.
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As for the consumer, I think the savings is diminished compared to how much more the bank will make in these transactions. They are trying to increase the use of debit cards to increase their profits.
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They are trying to increase the use of debit cards to increase their profits.
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Be prepared for a long battle to clear your name
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Money talks and the phone companies know that.
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We've seen some slight improvement ... but we are finding too many playgrounds that are unsafe.
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It doesn't sound like it will help very many people. And that's the bottom line.
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It doesn't hurt to overreact, but it's not worth it to obsess.
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States and consumer advocates think that gift card fees, such as deductions every month if you don't use the card, are unfair to consumers. Many states, led by California, have enacted legislation severely limiting or even banning such fees.
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Gift cards are popular because you don't have to buy a gift, ... You just have to know where they like to shop.
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If it's worth some peace of mind for some people, for $25 a year, I'm not going to tell you not to do it.
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The purpose of the report and the survey ... is to make it clear to the FCC that the cell-phone industry is not competitive, that consumers are locked in a cell and they need greater protection,
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You can complain to a small bank, but you can't always complain to a big bank. When you talk to people at a small bank, they actually have the authority to make decisions.
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You don't need to spend $79 or more to monitor your credit. It's a gimmick designed to inflate the revenue at the bureaus. It's not going to prevent ID theft. It may give you a little bit of early warning. But it doesn't matter enough for you to pay that amount of money.