Ed Mierzwinski
Ed Mierzwinski
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Gift cards are popular because you don't have to buy a gift, ... You just have to know where they like to shop.
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As for the consumer, I think the savings is diminished compared to how much more the bank will make in these transactions. They are trying to increase the use of debit cards to increase their profits.
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Credit cards offer convenience. Credit cards offer emergency life preservers. If you start to use your credit card for daily expenses, and you start paying for pizza at 18 percent interest -- do the math.
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They are trying to increase the use of debit cards to increase their profits.
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Be prepared for a long battle to clear your name
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Money talks and the phone companies know that.
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We've seen some slight improvement ... but we are finding too many playgrounds that are unsafe.
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It doesn't sound like it will help very many people. And that's the bottom line.
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It doesn't hurt to overreact, but it's not worth it to obsess.
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States and consumer advocates think that gift card fees, such as deductions every month if you don't use the card, are unfair to consumers. Many states, led by California, have enacted legislation severely limiting or even banning such fees.
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If it's worth some peace of mind for some people, for $25 a year, I'm not going to tell you not to do it.
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The purpose of the report and the survey ... is to make it clear to the FCC that the cell-phone industry is not competitive, that consumers are locked in a cell and they need greater protection,
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You can complain to a small bank, but you can't always complain to a big bank. When you talk to people at a small bank, they actually have the authority to make decisions.
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Understand that the credit-card company is trying to trick you into running up a bigger balance or paying late. Don't fall for their tricks. Pay on time, as early as possible. And don't just make the minimum payment.