David Lum

David Lum
added certainly factor forecast
My forecast certainly didn't factor the added payment.
earnings growth industry loan looking percent strip
I am looking at recurrent earnings growth of 10 percent in 2006 for the banks, if you strip out exceptional items. Industry loan growth should be about 8 percent this year.
affect nasty operations results
That's not expected. It doesn't really affect the operations but it's something nasty in the results anyway.
next quarters strong strongest whether
They've had strong quarters before, especially the first quarter. Historically, that's been one of their strongest quarters. But whether this can be sustained, that's the next challenge.