Dave Ramsey
Dave Ramsey
David L. "Dave" Ramsey IIIis an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt...
NationalityAmerican
ProfessionRadio Host
Date of Birth3 September 1960
CityAntioch, TN
CountryUnited States of America
jobs play car
Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
ability bad bag boot camp creates graduate high kids learn meet open school talking work
I'm not talking about Hitler's boot camp for kids or something. But they do need to learn to work, ... Graduate from high school with something more than the ability to open a bag of Doritos and play Nintendo. That's a bad plan. Work creates money. I meet 54-year-olds that haven't got that one down.
finance manager
Even the finance manager said it was a miracle,
causes relationship strain
This causes undue strain on the relationship before you're married.
checking communication convert encourages few forces life lives people separate successful unity
This forces you to convert 'her bills' and 'his bills' into 'our bills' and encourages unity and communication in the marriage. I know very few financially successful people who have separate lives and separate checking accounts. If you want a life of your own, you shouldn't get married.
both stick swear
Once you agree, then pinky swear and spit-shake that you will both stick to the budget.
financial secrets spouse strengths
You must tell your spouse everything about your debt, income, financial strengths and weaknesses. No secrets allowed.
kicking
Let some one else take the butt kicking on devaluation.
christian running years
I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
needs marketers materials
Anytime you open a business, you have to be effective in promoting whether it's a franchise or not. You'll need to learn to be a Web marketer extraordinaire. There's plenty of material out there.
hard-work passionate making-money
The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.
home yellow looks
I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.
successful giving guy
Instead of just purchasing an ad campaign, target test and measure. Give an ad a small try. If the response is enough to pay for the ad, make it larger. With a franchise, ask the most successful franchisees what they did. Ask the bottom five guys what they did and avoid it.
writing comfort expenses
The creature comforts we tend to rationalize as "business expenses I can write off."