Dave Ramsey
Dave Ramsey
David L. "Dave" Ramsey IIIis an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt...
NationalityAmerican
ProfessionRadio Host
Date of Birth3 September 1960
CityAntioch, TN
CountryUnited States of America
winning mirrors guy
Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
basic paying
Pay your utilities, gas and other basic needs before paying on your debts.
answer books question
I like to write books where I get a question on the radio, and I don't have an answer for it.
pumped stay wins
You need some quick wins in order to stay pumped enough to get out of debt completely.
looks stupid
I have done stupid with a lot of zeros on the end of it. I know what it looks like.
ad buy days expensive great time tv yellow
This is a great time for the 'guerilla marketer.' The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone.
encourage frown home people save
While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon.
financial secrets spouse strengths
You must tell your spouse everything about your debt, income, financial strengths and weaknesses. No secrets allowed.
causes relationship strain
This causes undue strain on the relationship before you're married.
checking communication convert encourages few forces life lives people separate successful unity
This forces you to convert 'her bills' and 'his bills' into 'our bills' and encourages unity and communication in the marriage. I know very few financially successful people who have separate lives and separate checking accounts. If you want a life of your own, you shouldn't get married.
both stick swear
Once you agree, then pinky swear and spit-shake that you will both stick to the budget.
built element estate hands million money plan wealthy
It is pretty much for the wealthy in the sense if you have over $1 million in assets, you've got to have some other things you're doing to keep the government's hands off the money in the process. Of course, the first element of the big estate plan is the will. There may be trusts, some other things built into that. That's not for everybody. It is something you kind of need to think through.
girl marry unless
Jerry, ... do not marry this girl unless you get some premarital counseling. Period.
cover instead invest led
I would not pre-pay. I would invest instead and led the investments cover it.