Dave Ramsey

Dave Ramsey
David L. "Dave" Ramsey IIIis an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt...
NationalityAmerican
ProfessionRadio Host
Date of Birth3 September 1960
CityAntioch, TN
CountryUnited States of America
card
My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.
care enjoy finance financial life money month mortgage toward
You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.
enemy enough careful
If you aren’t really careful, 'The Good Enough' can become the enemy of 'The Best.'
car people broke
I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
years car bucks
If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
important income care
Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
care matter way
Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.
dollars dimes cards
We started in our living room on a card table in our living room, and we have a multi-million dollar company and we know it can be done without borrowing a dime. It takes a while to get it started and to turn the wheel over, but the next time it's easier and the next few hundred times, it's easier than that. Have a budget where you reinvest a percentage of every dollar you earn to grow it.
car house would-be
Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.
jobs play car
Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
finance manager
Even the finance manager said it was a miracle,
kicking
Let some one else take the butt kicking on devaluation.
offered rejected save
We offered to save them about $413,000 a year. They rejected us out of hand.
buy
Most of the things we buy are wants. And we call them needs, but they're wants.