Andrew To
Andrew To
Andrew Tois a member of the Wong Tai Sin District Council, Hong Kong. Of Hakka ancestry, he is the former chairman of League of Social Democrats from 2010 to 2011, succeeding Wong Yuk-man. His wife, Jackie Hung, was a leader of Civil Human Rights Front and Justice and Peace Commission of the Hong Kong Catholic Diocese...
america fifteen twelve
Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.
ideas two complicated
There are only two things as complicated as insurance accounting and I have no idea what they are.
jobs war america
There were no jobs created in America from 1945, when the war ended, through 2003. How could there be? Taxes were too high. Preposterously so under Eisenhower, Kennedy, Nixon, Reagan (who left office with a 28 percent rate on long-term capital gains) and Bush the Elder.
common-sense giving kind
What kind of bank gives back 65 percent-often less-of what you deposit? Indeed, when you compare the services of a bank and an insurance company, common sense suggests something is out of whack.
inspiration luxury giving
People don't need to find reasons to justify their not giving. What they need to find is the inspiration to give. And those who don't, but could afford to, are missing out on one of wealth's greatest luxuries.
successful winning self
But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend not to be too guilty about winning.
lunch legal-system faults
No wonder lawyers, who control the legal system, have fought so hard, and with great success, against "no fault" insurance. No fault, no lawsuits. No lawsuits, no lunch.
mom stay-strong children
There are 80 million moms in the United States. Forty million stay at home with their children.
thinking people leader
If you can get a teen leader in each sector of a student population, you can pull people in. Everybody wants to get involved, but most are too afraid. When they see a person they think is cool leading it, they're first to join.
needs helping
You need to make relationships to help you.
sports fun winning
Winning isn't everything, but playing and competing and striving and going through things can be a lot of fun and really important. As long as you're doing it in a way that's healthy, sports can be an incredible opportunity.
age want kind
I found at an early age the times when I learned the most about myself was when I got thrown out there on a stage in front of a microphone when you didn't really want to be out there, where you're kind of afraid.
running years choices
I'm just kind of taking a break now and enjoying the freedom of making my own choices. When you're on a television show for six years, they run your schedule.
loss space perspective
After a devastating loss, your whole perspective shifts, and you're kind of in a blank space. You feel like on one side nothing matters, and on the other side a freedom because nothing matters.