Andrew Crocker

Andrew Crocker
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For many Americans, working toward owning their own home is the dream of a lifetime. Carefully consider all your options and make an informed decision, should you decide to take out a reverse mortgage on your home.
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Consumers have the right to buy a casket directly from a casket retailer or over the Internet or even to make their own.
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Ask yourself if you would feel reassured leaving your loved one there. And then visit again. Make a second visit without an appointment, maybe on another day of the week or time of day. See if your first thoughts are still the same.
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A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live there.
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Remember to keep in control of your policy's money rather than turning the money over to the funeral director.
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Planning for long-term care is not easy. Individual needs change over time as do the rules about programs and benefits. Be sure to include your family in your decision to move to a long-term care facility, no matter what the level of care.