Famous Quotes & Sayings

If you're looking at the Chinese banking market, it's underdeveloped, offering good opportunities for growth.

J. C. Watts

If your credit report shows that you had six or more inquiries in the last 12 months that you triggered, you are eight times more likely to go bankrupt than somebody without any inquiries.

Muhammad Yunus

If you look at the gender composition of all the borrowers of all the banks in Bangladesh, not even 1% of the borrowers happen to be women.

If you imagine all the speculation we've had in past months with banks, then not one is off the possible-target field. All banks are put into that play.

In this area, SWIFT can also play a constructive role by introducing to Chinese banks the internationally-proven standard and global best practice.

Steve Ballmer

In this world, it should be very easy for me, the end user, to have a program that runs on my PC that tells my bank and my insurance company and my broker to all put their financial information about me in my virtual safety deposit box on the Web, and let me view my information under my control.

In the end, there's a high likelihood that in ten years, Capital One will look more like a thrift. I'd be surprised if I don't hear them make another bank acquisition by late 2006 in hot markets such as Florida or Texas.

In the 1990s, the state banks shoveled those deposits to inefficient state companies. The end result was a large number of nonperforming loans.

Edmund White

In the 1970s in New York, everyone slept till noon. It was a grungy, dangerous, bankrupt city without normal services most of the time. The garbage piled up and stank during long strikes by the sanitation workers. A major blackout led to days and days of looting. The city seemed either frightening or risible to the rest of the nation.

In some sense the risk the central banks run is they are coming in a little too late.

In our industry, more borrowing means we are making more money and growing, ... Our business is simple: We borrow money from banks at approximately 7 percent and loan that money out to our customers at a much higher rate. So our bank debt only goes up when consumer demand for our loans goes up.

In our opinion, the next six months represent a critical time for Kmart, and we would not be surprised if the company were to file Chapter 11 bankruptcy if trends do not improve.

In older buildings the seal between the sill and the foundation is never as good as it should be. I think banking the foundation helps keep the floor warmer, it helps keep you comfortable in the winter, especially in old buildings.

Bob Coleman

Innovative Bank can make or break a district director's goals,

In our view, there is still is every reason for the Bank of Canada to continue to nudge its rate higher, and we are not changing our call for a four per cent (overnight) rate by April.

Investors may take a wait-and-see stance until the Bank of Japan comes out with its policy statement.

Investors have become completely convinced that we need to see the housing canary buckle under a little bit. If the housing market softens, then investors will view that as the canary in the cave that indicates that central bankers will not have to be as aggressive.

Investors are starting to think the central bank may raise interest rates sooner than expected. That has pushed shares of real-estate companies lower as they usually borrow heavily to expand their property holdings.

Investors are prioritizing investment into the financial sector now. Fundamentals look good and I expect banks to post further profit gains.

Abdul Aziz Al Ghurair

In the U.A.E. we were the least-regulated environment in the region, and over time we are seeing more and more regulation coming in. On the other hand, a central bank can overregulate and choke the economy, and then we will have a dead banking industry.

Investors are going after Merchants Bank stock as the revised plan is better than expected.

Investors already learned about the recovery in Japan's banking industry and the Mizuho sale gives them another investment opportunity.

Investment bank was pretty good all in. Transaction services had strong revenue, but earnings fell on higher expenses and credit costs. Smith Barney and private banking were okay, but not as good as Merrill.

Investment banking really did knock the cover off the ball. We're moving from a pretty weak performance into a better-performing business.

Investment banking is relatively easy to forecast, but the trading side is a tough one.

Investment bankers were being a bit too optimistic in terms of deal flow. The market has stabilized but I don't think there is a lot of enthusiasm yet. We are not yet in a strong, up market. Putting in 30 deals, when a couple of weeks ago there was hardly any, may have been too much to bear.

Investing in a startup community bank can be a very good investment if you are patient, because the pay off is years away.

James Stewart

Investors will be looking for clues for interest rate cuts. A U.K. rate cut is expected in February, the European Central Bank is most likely to cut rates sometime at the end of the first quarter, start of the second quarter.

Investors should remain on the sidelines and mind our speculative risk rating. Share prices could remain volatile amid bankruptcy speculation until management is more forthcoming with refinancing and restructuring progress.

In the past we might have felt at different points that the concerns about bankruptcy risk were way overplayed.

In the past, we might have felt at different points that the concerns about bankruptcy risk were way overplayed.

In the past, such a move effectively wiped out the national banking sector in Eastern Europe.

Steve Cook

In the real estate industry, we are concerned about the precedent it sets to let banks be property managers and brokers.