Uday Kotak
Uday Kotak
Uday Kotakis an Indian banker; executive vice chairman and managing director of Kotak Mahindra Bank...
NationalityIndian
ProfessionBusinessman
Date of Birth15 March 1959
CountryIndia
approach banking believe business entire including parts pockets services tends
Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk.
ask believer estate gold indian insurance money moving mutual saving time
If you ask me, over time, I am a believer in the Indian financial saving story getting stronger; a lot more savers are moving money away from gold and real estate into banks, mutual funds, insurance and equities.
banking banks believe critical ensure governance nature running special
I do believe that banks are special - they are very leveraged institutions by nature; therefore, it's even more critical to ensure that the governance and the process of running a banking company are well-organised, managed and regulated.
believer family firm grew joint people
I grew up in a joint family of 60 people with one kitchen. So I am a firm believer in the family concept.
believer great people
I am a great believer in Indian entrepreneurship. There is a whole set of people doing so many exciting things.
believer increase size
I am big believer that increase the size of the cake is as at least as important as distribution of the cake. To increase the size of the cake, you need to focus on progress.
believer enjoying journey
I am a believer in the journey and enjoying the journey.
capital global ourselves
We can use this capital as a springboard for making ourselves into global institutions.
assets base extremely focused urban
We are extremely focused on building some of the assets which are going into mid-India, semi-urban and rural, and that's our DNA. We are building a retail bank, and a lot of the deposit base is still in urban India.
built segment unique
MMFSL has built a unique segment of the market.
early enjoyed fruitful indian investors sector
We were one of the early investors in the Indian telecom sector and have enjoyed a very fruitful association with Hutchison.
columbus discovered finally
It's like Christopher Columbus has finally discovered India.
benefit debates diverse encounter expression
We encounter very healthy boardroom debates and pretty diverse views, so we have always had the benefit of diversity of opinion and expression before we take some important calls.
best comparable financial human ourselves position time
We are going to position ourselves as a world-class financial institution. We want to do things that are comparable to the best in the world. At the same time, we want to have very strong human qualities.