Scott Kahan
Scott Kahan
capital card careful changing gains wild
The wild card is capital gains distributions. So you have to be very careful when you're changing your portfolio.
average based buys chase investor looks people returns smart
People shouldn't chase returns. The average investor looks back at returns and buys based on performance. But people have to look at the worst-performing sectors, not the best-performing ones. That's where the smart investor goes.
best experience great learning market people risk
People should look at this market as a great learning experience. The best learning experience of how much risk you want to take is going through a down market.
believe dead everybody guns investing managers moment obviously people proved stuck tend value whatever
People tend to believe that whatever is doing well at the moment will always do well. In the 1990s everybody said value investing was dead and never to return, but managers who stuck to their guns obviously proved that wasn't the case.
brand company fund funds good indication performers strong
Brand recognition is nice, but a fund company that has a lot of good performers may be an indication of strong research. But not all funds will do well.
eligible money savings starts stop though
Even though he is not eligible for the 401K, he can allocate this money into his non-qualified investments and then stop those savings when he starts his 401K.
doubling interest loan payment reduce savings student takes time total
Doubling the student loan payment will reduce the time it takes to pay the loan, but the total savings in interest will be marginal.
past six
Don't look at the past six months. Look at the past five, 10 or 20 years of returns.
small
For small investors, they probably aren't the place to be.
funds information smarter
So look at the funds you own or ones you're considering buying. All that information can only make you a smarter investor.
change feeling investment market scares stay
I have a feeling this market is going to stay very volatile. But it's day-to-day volatility. It scares you. but it shouldn't change your investment strategies.
interest people rates
With interest rates rising, we're advising people to go back to bonds.
people realize save
With a 401(k), people don't realize how much they can save in taxes. They're clueless.
buy hottest less people stocks
When people buy the hottest stocks or the hottest funds, they end up having less and less diversification.