Sara Collins
Sara Collins
cause concern employers fact obviously offering problem reflective spreading
It's a cause for concern that this problem is obviously spreading into more moderate-income households. It's reflective of the fact that more employers are not offering coverage.
across among both burdens cost coverage high households low moderate risk surprising
What's surprising is the instability of coverage across low and moderate incomes. There is a sense of some risk and some high cost burdens among both low- and moderate-income working households in this age group.
affected among both debt finding higher highest people rates uninsured
One really interesting finding is this affected both uninsured people in lower-income and higher-income households. Rates of debt were actually highest among those with higher incomes.
ability chronic concerned conditions families health leaves manage society ultimately
This really leaves one concerned about the ability of us as a society to manage chronic conditions that ultimately become very costly to families and to the health system.
control cost demand few focusing friends-or-friendship health incentives lower people plans problems recommend responsibility
Few people in these plans would recommend them to friends or co-workers. By focusing exclusively on the demand side, incentives give disproportionate responsibility on cost control to people with health problems or lower incomes.
ability age chronic concerns conditions health maintain move popping raises retirement start toward
Obviously, this is an age where chronic conditions start popping up. This raises concerns about people's ability to maintain their health as they move toward retirement and toward Medicare.
concerns decisions faced high people raises
That raises some concerns about the decisions people are making when faced with high out-of-pocket expenses.
crisis explosion insurance moderate represents
It represents an explosion of the insurance crisis into those with moderate incomes.
allowing credits ease financial medical medicare tax
Allowing Medicare buy-in for caregivers of Medicare beneficiaries, or tax credits for caregivers' medical expenses, could ease their financial burden.
businesses connection jobs likely low offer small time weakest
Young adults probably have the weakest connection to employer-based coverage. They're more likely to get jobs that are low wage, part time or with small businesses that can't offer insurance.
access actively basically costs group health meant saving whether
This is basically a working group actively saving for retirement. We wanted to see whether they had health coverage, where they got coverage, and what their out-of-pocket costs were like and what that meant for access to care.
care people red send themselves
People not being able to take care of themselves should send out a big red flag.
access affordable healthcare huge means numbers options people
If you don't get it through your employer, you don't have many options for affordable coverage. That means you have huge numbers of people who don't have consistent, affordable access to the healthcare system.
absence broader health labor policies policy reform rite system terms time uninsured universal
In the absence of doing broader system reform and more universal coverage, this policy at least addresses the most tenuous time in terms of health care?entrance into the labor market, Rite of Passage? Why Young Adults Become Uninsured and How New Policies Can Help.