S. Hughes
S. Hughes
conditions continues economy environment gains interest march optimism rate recover stock supporting year
Optimism remains, and the conditions supporting stock gains through the end of the year are still good. The economy continues to recover and the interest rate environment is still good, but I have to think that March could be a challenging month.
advantage five home interest length lower mortgage rate three whether
We can look at an adjustable rate mortgage if they're going to be in a home a shorter length of time, whether it be three to five years, ... The advantage is you can get a lower interest rate.
ability anticipate areas both capital complete contingent culture decline declining due encouraged experience flowing further future hurricane improvement integrate internal loss market near ongoing partly rates sales year
We don't see rates declining much further or a significant firming in the near future, partly because ample capital is flowing into the market after the 2005 hurricane season. At the same time, we are encouraged by the ongoing development of our internal sales culture and by our ability to complete and integrate acquisitions. We anticipate further improvement in both areas in 2006. We also anticipate that contingent commissions could decline this year due to loss experience for insurers in 2005.
looked occurred seen total year
We have seen total deregulation in Victoria, they haven't looked back; and total deregulation this year in NSW for barley, canola and sorghum. That has occurred without a hitch.
certainly fits phrase
The phrase is 'Whatever can happen, does happen,' and it certainly fits for firearms. And I don't know how many instances you see some one says, 'I didn't know we had it,' or 'didn't think they could get,'
best case moment scenarios worst
There are always best and worst case scenarios and we don't know at the moment just when he will be back.
four hard hours preparing spent
When you have someone like him for four years and working like that, it's hard to see him lose. He spent a lot of hours preparing for this.
along closing costs finance loans percent
There are loans where you can finance 100 percent and even closing costs along with it,
belittle chance clearly defense good heart line move offensive playing plays snaps soul team
When our offensive line plays well, we have a chance to move the football. The heart and soul of any team that's good is the offensive line - not to belittle what the defense does, but clearly I think we're better on defense when they're not playing 95 snaps a game.
grow indian operations start
We will grow our Indian operations substantially before we start branching out.
almost daily galaxies incredible insight start
We will get incredible new insight into how galaxies were first formed. Once we start operating, we should be making breakthrough discoveries on an almost daily basis.
galaxies incredible insight
We will get incredible new insight into how galaxies were first formed.
actual decide folks medical numbers people risk scenario seen whose
There has long been speculation that working folks whose co-payments or share-of-cost keep rising, may decide to take the risk and opt out of medical coverage, ... I haven't seen actual numbers of people dis-enrolling from insurance, but the scenario is logical.
clearly connection education seen
There is a connection between education and the economy, but it's seen more clearly with short-term programs.