S. Hughes

S. Hughes
ability anticipate areas both capital complete contingent culture decline declining due encouraged experience flowing further future hurricane improvement integrate internal loss market near ongoing partly rates sales year
We don't see rates declining much further or a significant firming in the near future, partly because ample capital is flowing into the market after the 2005 hurricane season. At the same time, we are encouraged by the ongoing development of our internal sales culture and by our ability to complete and integrate acquisitions. We anticipate further improvement in both areas in 2006. We also anticipate that contingent commissions could decline this year due to loss experience for insurers in 2005.
both came defensive dominated felt game half last offensive pleased proud prouder second sides statement sure
I was proud of our team's effort. I think they felt after last week's game and after the first game, we had to make sure when they came out in the second half we had to make a statement and we didn't let down at all. I was very pleased with both sides of the ball. Our offensive and defensive lines, I thought, dominated the game. I couldn't be prouder of our effort.
boils both business call driven partners running
You may call it push, being daring... what it boils down to is passion. Running your own business is all-consuming; both partners need to be driven by the same goal.
both market people recognize research retire type wanting
Both of us recognize there's a need for this type of housing, and both of us are going after it in a big way. All the market research you see indicates people are wanting to retire here.
both girls great heart hold local players proved soul team
They're not just on the team because they are from the local area. Both of these girls are very deserving. They both were pretty much the heart and soul of their respective teams. They are great players and can hold their own. They already proved that in the Ohio-Kentucky game.
basis both cash continuing earnings growth increased percent provides represents revenue seventeen strong
Our continuing growth in both revenue and earnings provides a strong basis for increased cash payments to our shareholders. This represents a seventeen percent increase in our quarterly dividend rate.
both doors ears open
His ears made him look like a taxicab with both doors open
both defensive dominated offensive pleased sides
I'm very pleased with both sides of the ball. Our offensive and defensive lines, I thought, dominated the game.
Too many dispersed origins. Too many dispersed destinations.
focus hard maintain
We try really hard to maintain the focus of this day on the kids.
body last seat
We just saw, basically, body by body until, I think the person in the back seat was the last one to get out.
belief bit certain final hold next situations teams until
We just need to take that final step, have a little bit more belief in certain situations to kill teams off and then we will go to the next level. But until we do, then that will hold us back.
certainly everybody helps hitting
We just get our pitch, that's it. You've just got to be patient. ... It certainly helps when everybody is hitting around you.
boy expecting geared practice towards works
We weren't expecting it but we'll take it. He's a first-year boy and everything thing he works on in practice is geared towards the legs.