S. Hughes
S. Hughes
areas basically cases environmental existing stuff work
We don't think there will be any environmental degradation, ... It's basically going into areas where you've already got stuff happening, where you've got existing NEPA work that had been completed. We think in many cases this is just duplicative work.
area average disasters fires goes local mean month service though three week
Even though the disasters have been devastating, that doesn't mean the disasters here in our local area are going to stop, ... In our service area, we still average three fires a week. That doesn't stop. That goes on week after week, month after month.
ability anticipate areas both capital complete contingent culture decline declining due encouraged experience flowing further future hurricane improvement integrate internal loss market near ongoing partly rates sales year
We don't see rates declining much further or a significant firming in the near future, partly because ample capital is flowing into the market after the 2005 hurricane season. At the same time, we are encouraged by the ongoing development of our internal sales culture and by our ability to complete and integrate acquisitions. We anticipate further improvement in both areas in 2006. We also anticipate that contingent commissions could decline this year due to loss experience for insurers in 2005.
area forward game looking
We have our first area game on Thursday. And we are looking forward to getting that underway.
area helps improve interest strategic surprising types
I don't think it's surprising at all. When you have those types of strategic investments, it helps to improve the community's interest in the area and their willingness to invest.
areas boat building design engine interior kids learn marine people sell since teach
We want the kids to learn about working on yachts, crewing them, marine electronics, boat building and design, interior design and engine repair. Since we have many brokers in the area, we will even have people teach them how to sell yachts. There are so many areas they can pursue.
achievement areas basis committed continued contribute execution expense goal improve improving management margins operating points strategies
We are committed to continued expense management and strategies to improve productivity in 2006. Execution in these two important areas should contribute to the achievement of our goal of improving operating margins by 50 to 150 basis points for the year.
across area together
Where do we go next? We need to get together as a region. This is not a one area problem. It stretches across boundaries.
area believe close department education family far fire gives greatest help hired increase learn member opportunity people plan public room serve staying volunteer
Being a member of the volunteer fire department gives me an opportunity to serve the public and help people that are in need. I plan to increase my education to be a paramedic and would like to get hired as a professional firefighter in a department that is in the area (possibly as far away as Sacramento) because staying close to family is important to me. I don't believe you can ever learn enough or be the greatest at what you do - there is always room for improvement.
Too many dispersed origins. Too many dispersed destinations.
focus hard maintain
We try really hard to maintain the focus of this day on the kids.
body last seat
We just saw, basically, body by body until, I think the person in the back seat was the last one to get out.
belief bit certain final hold next situations teams until
We just need to take that final step, have a little bit more belief in certain situations to kill teams off and then we will go to the next level. But until we do, then that will hold us back.
certainly everybody helps hitting
We just get our pitch, that's it. You've just got to be patient. ... It certainly helps when everybody is hitting around you.