Robert McKinley
Robert McKinley
billing built charge form
Many issuers have a charge back form built into the monthly billing statement.
credit environment hit looking sorts strain
We're in an environment right now where there's a lot of strain in the profitability of credit cards, ... Issuers are looking to hit you with fees and those sorts of things.
balance checks fee interest nineteen percent rate starts transfer
There are fees. You may have a balance transfer fee or a convenience fee, and the interest starts right away and the interest rate typically on those checks is very high. Nineteen percent or higher.
last percent rates seen zero
You can get zero percent rates that last as long as a year. We've never seen anything like this before.
comparison vote
Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere.
limited market
They'll only be limited by what the market can bear.
bells carry consumers drawn interest programs rate reward swayed worth
Don't be swayed by bells and whistles, like reward programs or miles. A lot of consumers are drawn to these, but if you carry a balance, the interest rate may not be worth it.
bank best card consumers early major served
Young consumers are probably best served if they can get a major bank card early on
fee range wide
There's been a fee frenzy, ... (A wide range of charges) have been beefed up.
carry credit good
It just makes real good sense to carry more than one credit card.
check concern consumers name open
They are a concern to a lot of consumers because there is an open check with your name on it.
bottom box disclosure line marketing offers
The bottom line is these offers are a marketing gimmick. If you get an offer in the mail, it's important to read the disclosure box very carefully.
accounts adding qualify
Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month. About one in 100 applicants will qualify for it.
advantage consumer low
That's where the consumer can take advantage of the low interest-rate environment.