Marty Heires
Marty Heires
customers pleasant serving technology utilize
Serving our customers is what it's all about. The idea is to utilize technology to make our customers' experiences as pleasant as possible.
anyone appear explain opportunity welcome
We welcome the opportunity to appear before the FDIC and explain what we want to do to anyone who is interested.
bank discuss industrial meets merits welcome
We welcome the opportunity, during this hearing, to discuss the merits of our industrial bank application, which we feel meets all regulatory requirements.
We see a lot of unjustified Wal-Mart bashing.
benefit consumers help local lower prices
The way it will benefit local consumers is this will help us lower prices for our customers.
cannot company officer protection release rely sign
Coughlin as an officer of the company cannot fraudulently sign a release and then rely on the release for protection from prosecution.
community intended support
We had always intended to support the community.
congress intend listen
We've told Congress and everyone else who will listen that we don't intend to branch.
bank branch branches possibly ways
We have now said we will not branch in as many ways as we can possibly say it. If this bank is approved, you will not see any Wal-Mart branches in any of our stores.
bring businesses competing existing figure happen hard lower maybe offer products quite town
What you see happen when Wal-Mart comes to town is we bring substantially lower prices, and the businesses that are competing head-to-head with us have a hard time. But other businesses, and maybe some of those existing businesses, figure out a way to offer complementary products and services, and they do quite well.
bankers branches charged community open simply
Many community bankers have charged that we are going to open branches around the country. That simply isn't true.
bank centers credit money pay payment process
We want to pay our own bank to do what we pay money centers to do now, which is to process debit and credit transactions to payment networks.
banks community fear
There is really nothing for the community banks to fear here.
abide expect hire hired law
When we hire contractors, we expect them to abide by the law. Obviously, we are dismayed they hired undocumented workers.