George Thomas
George Thomas
impact improving industry less normal outlook quarter seeing steadily
The outlook for first quarter 2006 has been steadily improving and we are now seeing less than normal industry seasonality impact in our business.
check current customers daily exceed exchange expect extremely growth image items marks million number per pleased positive progress quarter total trend volume
February's check image exchange volume of 1 million items per day marks a new milestone for the Image Payments Network. We are extremely pleased with the progress our customers are making and expect this very positive growth trend to continue. At the current growth rate, the number of daily items in the first quarter of 2006 will exceed the total number for 2005.
adopted
We've been adopted by this family, ... We like them better than ours.
concluded consistent expected financing guided higher impact low mid net range recently
Consistent with higher revenues, our third-quarter net loss, excluding the impact of recently concluded financing arrangements, is expected to be approximately at the mid to low end of the range guided previously.
compared consistent expected guidance higher level million net previous profit range remains
Compared to the mid-point of previous guidance, revenues at the Chartered level are now expected to be up approximately $8 million. Consistent with higher revenues, our fourth-quarter net profit is now expected to be approximately $6 million higher than the mid-point of the range previously guided. Our guidance for utilization remains unchanged.
next pricing
Pricing will take place in the next two days.
added follow less patients pet repeated save short surgical whether
If we can use PET scanning to follow response, patients won't need repeated invasive tests. This would save them from getting an added surgical procedure. And we can see, in a very short time, probably in less than a week, whether the drug is working.
insulin learning linked obesity pathway potential regulate represents since target turned
Since we know S6K1 is linked to obesity and insulin resistance, learning that it can actually be turned on by more than one pathway is important, because it represents a potential target to regulate obesity.
anticipate check continue current daily embracing exceeded expect fact financial growth image images items million month number quarter rates strength surpass total
The fact that the number of daily items in the first quarter of 2006 significantly exceeded the total for all of 2005 indicates the strength with which financial institutions are embracing the Image Payments Network. We expect the current growth rates to continue and anticipate the total number of check images to surpass 60 million a month by the end of 2006.
although attracting brand channel domestic good high major negative numbers player quality strong view
Although not a major player in the domestic market, Maxtor is a strong brand with high quality. We are doing good numbers and don't view this development as negative in any way. I don't see the channel attracting any major changes.
both critical growth insulin role
Insulin and amino acids both play a critical role in growth and development,
believe business choice customers enterprise firmly growing india large logical mid next provider recent solutions step storage
In the recent past, NetApp's enterprise business in India has been growing significantly; and we believe this partnership is the next logical step in firmly establishing NetApp as the storage solutions provider of choice for mid and large enterprise customers
check continue cost enormous expect financial growing growth image improved network payment potential quickly rapidly rate records reduction total volume
Check image volume in the Image Payment Network is growing rapidly because participating financial institutions are quickly recognizing the system's enormous potential for cost reduction and improved efficiencies. In January, the Image Payments Network set two records for volume and one for total dollars, and we expect that growth rate to continue for the foreseeable future.
approval fed integrate payment system
If our competitors want to do the same things, they really have to become payment system operators. They'd have to integrate it in-house and then get approval from the Fed to do settlement, and that's a big step.