Dave Ramsey

Dave Ramsey
David L. "Dave" Ramsey IIIis an American financial author, radio host, television personality, and motivational speaker. His show and writings strongly focus on encouraging people to get out of debt...
NationalityAmerican
ProfessionRadio Host
Date of Birth3 September 1960
CityAntioch, TN
CountryUnited States of America
children hard-work house
My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.
car house would-be
Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.
finance manager
Even the finance manager said it was a miracle,
kicking
Let some one else take the butt kicking on devaluation.
offered rejected save
We offered to save them about $413,000 a year. They rejected us out of hand.
buy
Most of the things we buy are wants. And we call them needs, but they're wants.
business type wants
I think that anyone who wants to start their own business can, but not any type of business.
avoid ira unless
You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy.
card
My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.
bad choose feed instead save school work
You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school.
dreams man says works
I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them.
care enjoy finance financial life money month mortgage toward
You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.
buy later period whatever win
For a period of time, you can win financially and later buy whatever you want.
consumers wake
Consumers got to wake up and just say no.