Dallas Salisbury
Dallas Salisbury
Dallas Salisbury quotes about
ahead avoid deal decades fact feeling great justify lottery offers people quickly realizing seem sure taking winning
I think many people end up taking buyout offers quickly because $100,000 (or some other lump-sum payment) can seem like a great deal of money, only to end up realizing after the fact that it wasn't enough to justify leaving. People need to avoid the wide-eyed feeling of I'm winning the lottery and make sure they think about if I am 50 I still got decades ahead of me.
contribute fraction given people percent plan
Many people don't even contribute to a 401(k) plan when given the option. And of those that do contribute, 75 percent contribute a fraction of what they could contribute.
actual choose fitting note numbers people plans
What's interesting to note is how differently individuals in these plans choose to allocate their assets. The actual numbers end up fitting with what most advisers say people should be doing.
benefit deal employee gain great high human millions people resources school specialist type workers
We've got millions of workers that don't have high school educations, ... These are the type of people who would gain a great deal from interaction with an employee benefit specialist, a 401(k) specialist or a human resources professional.
benefit companies defined fact fan financial literacy offset people positive provide save silver start
I am an extraordinary fan of defined benefit plans, but the world has in fact dramatically changed. If the offset is that companies start aggressively encouraging people to save and provide financial literacy education, that may be a very positive silver lining.
create federal fewer functional magnitude million people problems program social system thrift trying
The magnitude for trying to create an administrative system and make it functional for 140 million people (in Social Security) could be done, but it will take years. The federal thrift program is having problems and that's a lot fewer people.
borrow drive projection spend urged
We are urged each and every day to spend and borrow and live for the moment. Don't you know that you can't live without that 51-inch projection television? How can you conceivably drive a 15-year-old car?
address bleak concerns dollars educate face importance planning results retirement workers
The SERS results demonstrate that we must not only address their concerns about the dollars involved, but we must also educate their workers about the importance of retirement planning and savings. Otherwise, a lot of hard-working Americans could face a bleak retirement.
database experience illustrate personal rely results risky shows
These results illustrate why it's often risky to rely on 'average' numbers, which are too often the only thing that's reported, ... The database shows that individuals' personal experience is often very different from the average.
affecting employers start
It would be if employers start to feel that what they've done is adversely affecting hiring, and secondly, that it is affecting retention.
benefits companies maintained moving track
Even the granddad companies that maintained these benefits are on a track moving away from it.
boss cheap save ways
Tell your boss you're after a tax-effective way to save more. There are enough different options. And there are easy, cheap ways to do it.
congress focused happen house likely white
Very little is likely to happen in 2006 because Congress and the White House are already focused on elections.
ability changes component greater happen online plan
I think it will (lead to greater participation). The component that will make that happen will be the ability to enroll in the plan online and make changes in enrollment status.