![You need a clear, legitimate excuse for why you're behind [the bankruptcy], such as a layoff, divorce, or medical emergency. Be prepared to back up the circumstances with supporting documents. Anything you have to substantiate your story - including proof that you have, for instance, been actively looking for a new job - will help.](/assets/img/quote-photos/you-need-a-clear-legitimate-excuse-for-why-youre-behind-the-bankruptcy-such.jpg)
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