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consumers cost deals limited lower rates savings terms
Regulators often want to see some of the synergies and cost savings from these deals come back to the consumers in terms of lower rates or limited rate increases. Usually there are some givebacks in terms of rates. Paul Patterson
consumers features focused line removal search
Our removal of those features was because we have become focused on search for consumers and businesses, and those features were not in line with our goals. David Emanuel
consumers costs energy higher outlets shown studies switch tend
Our own studies have shown that consumers tend to switch over to non-store outlets in times of higher energy costs . Anthony Chan
consumers corporate experience identity mission online reflects
Our new corporate identity better reflects our expanded mission -- to make everyone's online experience better. Plus, consumers in the U.S. and around the world already know us by our initials. Jon Miller
consumers information mission nation personal safest state washington
Our mission is to make Washington the safest state in the nation for consumers and their personal information. Attorney McKenna
consumers convincing japanese lower people prices quality takes
People like lower prices if they can get the same quality, but convincing Japanese consumers of the quality takes a lot of time. David Marra
consumers creates endorse footwear image money pay people spend sports urban
Sports footwear usually is also the first place urban consumers will spend money to endorse a celebrity. As we've already seen, people will pay over $100 for the G-Unit or an S-Carter Reebok if it creates the right image for them. Marshal Cohen
consumers store toy willing
Our store should be like CES; it should be like the toy store. Our consumers are willing to try new products. Randall Baumberger
consumers continued early holiday juncture online outlook reinforce results share shifting spending survey
Our survey results reinforce our outlook for a continued slowdown in e-commerce sales. At this early juncture of the holiday season, consumers are not shifting a significant share of spending online from offline. Anthony Noto
continue event reform summit
Reform is a process, not an event and we are going to continue after the summit Kofi Annan
continues gain global momentum recovery
recovery continues to gain momentum on a global basis. John Chambers
continue progress pursue room throughout
Recognizing the significant progress we have made, there is no room for any complacency and we must continue to pursue efficiencies throughout our businesses. Robert Milton
continue pressures price remain
Price pressures remain but continue to show a moderating trend. Philadelphia Fed
continues market position
Our position in the fastest-growing market in the world continues to be strong. Jorma Ollila
continue customer earn extremely great intend loyalty palm
Our Palm OS customer loyalty is extremely high, and we intend to continue to earn that loyalty with great Palm OS-based products, Ed Colligan
continue longer progress reduction sure taking testing
Our reduction is taking longer than anticipated. We continue to make progress in our testing because we want to make sure we get it right for our customers. Anna Rozenich
continues explosive fall faster grow internet pace relative rise traffic
Our rankings, relative to other sites, rise and fall over time, ... But our traffic continues to grow ? at a pace even faster than the explosive Internet itself. Joseph Farah
continue dollars hours huge sites thousands web
Organizations spend hundreds of hours and hundreds of thousands of dollars installing and implementing huge servers, new Web sites and applications. They have to continue to do that, but they also have to clean up the mess of the '90s. Marc Andreessen
equity everybody fool fools-and-foolishness markets
That was a thing we were getting away from when the equity markets were on a tear. Everybody thought you were a fool to get into anything else. Barbara Steinmetz
equity retreat total yields
The only thing that can take yields down is a total retreat in equity prices. William Sullivan
equity markets positive remain stick view
Fundamentals remain positive for equity markets so our view is: stick with the trend, it's not the end, it's still your friend. Mike Lenhoff
equity financial million returning tonight
Because of the cooperative's financial soundness, tonight we are returning over $ 1.8 million of your equity back to you. Ken Miller
equity high people simply
I thought what we would find was that it was only people who had equity or very high incomes who were getting into the market. But that's simply not true. Hans Johnson
equity gives japan jump markets nice tail wind
I think the big jump in Japan gives a nice tail wind to the equity markets this morning. Anthony Chan
equity fairness helpful
His sense of equity and fairness would be very helpful now. Robert Kraft
equity motivation rumor unlock
His motivation was to unlock that equity in GMAC. Rumor has it that it's not going well. Kevin Tynan
equity fight given question
Given the question of where the liabilities lie, there should be a fight. That fight can't be made without an equity committee. David Tepper
expected field guys high job perform regardless required richard
Regardless of who's on the field, the guys are required to perform at a high level. So, regardless if it's Richard or if it's a rookie, you're expected to get the job done. Rosevelt Colvin
expect iowa member prominent reason regardless state
Regardless of the reason, we have the right to expect better from such a prominent member of the Iowa State community. Van Velde
expect fast gains natural recent rising shares suggest
Recent gains suggest to me that shares are rising too fast and it's natural to expect selling. Tomokatsu Mori
expecting injured people rescue seriously suffering workers
Our rescue workers are expecting not just seriously injured people, but also people suffering from hypothermia. Peter Volk
expect forward good outlook
Our outlook as we go forward into '06 is that we expect there to be a good IPO market. Andy Fisher
expect ought patients
Patients expect pharmacists ought to know about this thing. My God, it's your business! Gary Thomas
expect followed high mediocre mediocrity reason school tenure top
Part of the reason why Willingham didn't have a long tenure is because he followed a mediocre coach, ... You can't follow years of mediocrity and expect to get top high school recruits. The UW will have the same problem. Paul Jury
expect expects finally great knew last leader looked molly pieces reason since situation step successful together year
Part of the reason why Stephanie was so successful last year was that she knew she had to step up. Molly wasn't going to be able to get it done and Stephanie looked at the situation and said 'I'm going to get it done.' She's been a great leader ever since she's been here. Last year, she finally had all the pieces together where she could do it on the track, too. What I expect of her isn't any more than she expects of herself. She expects to improve. Tim Connelly
expect football hold needs therefore
Pay-TV needs top-level football as much as football needs Pay-TV's revenues, and therefore we expect broadcasting revenues for the 'best properties' to hold their values. Dan Jones
funds inflation investors oil seemed selling
Recently, funds who were selling oil also were selling the metals, but then everything seemed to change. Investors see that there are whiffs of inflation out there. George Gero
funds governors highest preserving protecting
Preserving and protecting the state tobacco settlement funds is the nation's Governors highest priority. Mel Carnahan
funds mean spend
Just because you appropriate funds doesn't mean you have to spend them. Jay Vavricek
funds legal opinion
I didn't give a legal opinion on any of the funds in question, Christopher Sullivan
funds given inevitable magnitude spent
Given the magnitude of the contributions, it is inevitable that some of the funds are not going to be spent as efficiently as possible. Eric Schwartz
funds highly markets pay risky
Funds that are highly leveraged are risky and only pay off when the markets are up. Brian McQuade
funds moved sentiment technology
Funds moved back into technology shares, on strengthening sentiment in the industry. David Li
funds gains money oil putting records reflect rising risk tokyo
Funds are putting more money into oil because of rising geopolitical risk about Iran. Gains in Tokyo reflect records abroad. Koji Suzuki
funds short
Funds and trend-followers who were short are getting in the market, and that?s why it is going up, too. John Brady
homeland security
Regrettably, you need homeland security, and I think you are going to need it if not forever, for the foreseeable future, Arlen Specter
home message scottish year
Our message to the Scottish Diaspora this New Year should be to come home to Scotland. Kenny MacAskill
home spring
Spring is come home with her world-wandering feet./ And all the things are made young with young desires. Francis Thompson
home
Stand-up is kind of like my home base, and doing stand-up in New York is what I like doing most. Judah Friedlander
homes
Some of those old homes made it through a lot of hurricanes, Mike Rogers
home praying
Someone from home will be praying for you, Bill Henderson
home senior special
That'd be the best. To do it at home on Senior Night, to do it with Dee. It would be a special night. James Augustine
home match
Our first home match is going to be difficult, and we know that better than anybody, Taylor Twellman
homes practice safety temporary
Residents of these temporary homes need to practice safety first at all times. Nick Russo
interested madrid
Real Madrid are interested in him but I don't know if there have been any contacts. Adriano Galliani
interests message punishing releasing risk send serious vital
Releasing Mr. Pollard would put vital U.S. interests at risk and send the message that we are not serious about punishing espionage. Doug Bereuter
interested
Paulo would be one we are interested in but not at the moment. Phil Brown
interest operating smooth tend
Our operating procedures, as you suggest, do tend to smooth out short-run fluctuations in short-term interest rates, Alan Greenspan
interest next star
Star Wars' is a 20-year-old brand. When the next 'Star Wars' movie comes out, there's going to be much more interest in the product. Chris Byrne
interests majority represent rural sportsmen views
Sportsmen represent a very important constituency to this campaign. They reflect, in many cases, the interests and views of a majority of Americans and rural America. Danny Diaz
interested seniors weakness
Our weakness is inexperience. We have no seniors and we've never been here before. I'll be interested to see how we come out and play. R. Robinson
interesting way anything-goes
Anything goes. You always find interesting things that way. Beck
interested judges poles
We've told all judges we're not interested in their money, we don't want it. We want the poles removed. Bill Shaw
less talent
Reggie has a lot of talent. In my opinion, with Reggie Bush, more could be less and less could be more. Phil Savage
less light ocean peace shore
Peace is shore less ocean - it is the light that illuminates the world. Sathya Baba
lesson means sharp survival today
Survival today means innovating and doing things that no one else does. This is a lesson not only for Sharp but for all of Japan. Katsuhiko Machida
lesson maybe next plans season year
That'd be nice. Maybe I should. As I teach, I don't keep lesson plans from one year to the next and I don't keep anything from one season to the next. Drew Frank
less policy war
Our Cuba policy didn't make much sense during the Cold War and makes even less sense now. Stephen M. Walt
less prepared remember storm
Remember every storm is different. The better prepared you are, the less of an inconvenience it's going to be. Andy Newman
less west
Plano West is just an up-and-coming team. They've come a long way in less than a season. Louis Benevides
less repeat strict tolerance
I think there's less tolerance for repeat problems. I think they are now going to be a little more strict with what's going on. Darrell Nichols
less normal
That was his normal route. He said he didn't like (Interstate) 95. Less traffic. Less lights. Larry Colagiovanni
likely millions moderate patients performed previous provided relief severe study treatments works
Our study was performed on patients with moderate to severe fibromyalgia. It's my speculation that if acupuncture works for these patients with recalcitrant fibromyalgia -- where previous treatments had not provided satisfactory relief -- it would likely work for many of the millions of fibromyalgia patients. David Martin
likely markets reduced result wider
Reduced liquidity in the markets is likely to result in a wider swap spread. Stephen Gallagher
likely particular
I think this particular time, it's more likely we'll be successful. Mark Collins
likely range remain trading
I think we are likely to remain in a trading range for some time. Ben Halliburton
likely
It is likely we will get down to the baseline after the election, Lawrence DiRita
likely promise successful
It is likely to not be successful when we come back in January. This is a promise that may not be kept. Sen. Nass
likely
It is likely that we will not get all the way to our end of the season. Scott Provancher
likely next quite retailers sold waiting weekend
I think come the weekend it is quite likely that retailers will be sold out and will be waiting for the next allocation. Gennaro Castaldo
likely undertake
It did not seem likely that I was destined to undertake research on typhus. Charles Jules Henry Nicole
mortgage numbers threw
Today's numbers threw some (inflation) fears. We could see some nervousness on the mortgage side. Brian Brennan
mortgage
I made all my payments on time, but I never got a mortgage bill. Carol Rebello
mortgage realized work
I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment. Chris Gabrieli
mortgage angry
I'm angry and I understand why Australians paying mortgages are angry. Julia Gillard
mortgage knows
I got a mortgage at 17! I didn't even know you could get a mortgage at 17. Jennifer Ellison
mortgage paying rent
It's tough. My mortgage there is $2,000, and my rent here is $2,350, so we're not doing much but working and paying the mortgage. John Porter
mortgage muse
I don't have a muse. I have a mortgage. Jim Butcher
mortgage should sensible
It's a sensible rule that says before you get a mortgage it should be checked whether you can afford it. Martin Lewis
mortgage salvation altars
We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation. Peter Akinola
pace row second self week
For the second week in a row we just were on a torrid pace to self-destruct in the first quarter. Pete Carroll
pace
The pace we're on, sure, anything could happen. Derian Hatcher
pace picking
The pace is picking up. I think the story's being told. Daniel Petrocelli
pace pick ready until
The pace is going to pick up from now until we're ready to launch. Pat McCormick
pace shifting
The pace is especially important in this, when it isn't so much a whodunit. We had to find a way to structurally keep shifting the focus, where you think you know something but you see that you don't. Phyllis Nagy
pace run yards
He had an 80-yard run called back. He was probably on pace to run for 400 yards in that game. J. C. Watts
pace
We're on a record-setting pace for second-quarter warnings. Chuck D.
pace world roles
I am keen on helping Indian bowlers but I am not seeking a full-time role. But yes I am really keen on helping out pace bowlers across the world, Brett Lee
pace done enough
What is done well is done quickly enough. Augustus
prices
Some of these prices are pretty hefty. Who are these people? Kate Joncas
prices recovery run
I think (stock) prices have run up anticipating a recovery but I don't think the recovery's here yet, David Briggs
prices surprising
It is not surprising that prices are retreating. Mike Fitzpatrick
prices sell
Just like in real farming, you want to sell when prices are high. Christopher Murray
prices rise
If it doesn't get there, prices will rise again. They may not be able to find the ships. Tim Noest
prices stock weakness
We're probably going to see more weakness in stock prices in the near-term, John Eade
prices wonder
One would wonder what the prices would be if it had actually been cold. Tom Kloza
prices ripped somebody
My constituents think somebody is rigging those prices and that they are getting ripped off. Pete Domenici
prices
The prices are up because no one has wheat. Jim Reese
rates
Our rates only go up once a year, and that's in June. Russ Jones
rates relatively uninsured
Overall, the story is that uninsured rates are relatively stable. Charles Nelson
rates
Obviously, many renters have become homeowners as rates have fallen. Lawrence Yun
rates worse
This rates up there as one of the worse we have ever seen. Mark Langan
rates wants
Let's get one thing straight: No one wants Stafford loan interest rates to increase. John Kline
rates
Homeowners refinance their loans when interest rates go down. Businesses refinance their loans. Elizabeth Warren
rates
Different industries have different risks and growth rates and volatility. Leon Black
rates
We don't know the rates of (reef) growth. Chris Perry
rates
It's sort of like a teeter-totter; when interest rates go down, prices go up. Bill Gross
rise schools stadiums tax
Stadiums rise with tax dollars; schools and clinics crumble, in the same city. Grotesque! Ralph Nader
rise technical
I think today's rise is no more than a technical bounce. Koichi Seki
rises
He who rises up to kill us, we will pre-empt it and kill him first. Ariel Sharon
rises
Let's see which one rises to the top. Linda Cohen
rise-to-power nazism today
If today I stand here as a revolutionary, it is as a revolutionary against the Revolution. Adolf Hitler
rise-to-power poison nazism
Universal education is the most corroding and disintegrating poison that liberalism has ever invented for its own destruction. Adolf Hitler
rise-above
You've got to learn to live with what you can't rise above. Bruce Springsteen
rise-above reason rise-above-it
Faith never goes contrary to reason -- faith simply ignores reason and rises above it. Aiden Wilson Tozer
rise
They rise to this office. They want a big-time presidency. Bob Woodward
rising smells
I think it smells good, like rising bread, but some don't like it, Robert Mitchell
rising want generations
I have no influence with the rising generation. All my arguments have failed to induce them to set bounds to their wants. Benjamin Banneker
rising since
Since he's come back to Kentucky, he's been super. I think he's rising up at the right time. Nick Zito
rising-prices government trying
Government policies try to prevent the emergence of serious unemployment by credit expansion, i.e., inflation. The outcome was rising prices, renewed demands for higher wages and reiterated credit expansion; in short, protracted inflation. Ludwig von Mises
rising-prices goal house
My bottom line is that monetary policy should react to rising prices for houses or other assets only insofar as they affect the central bank's goal variables - output, employment, and inflation. Janet Yellen
rising-up thank-god world
Thank God for Occupy and thank God for 'The Daily Show,' Colbert and the rising up that's going on around the world. Bonnie Raitt
rising deficit
The national deficit is not rising. Ed Balls
rising moments drifting
In spite of where we were, how we had gotten here and why we had come, I felt that at this moment of our lives, this place was exactly where we belonged. We were not drifting but rising, rising toward something right and of significance. Dean Koontz
rising-in-the-morning years rising-up
Early rising not only gives us more life in the same number of years, but adds, likewise, to their number; and not only enables us to enjoy more of existence in the same time, but increases also the measure. Charles Caleb Colton
slower supposed train
The train should have been slower we believe, when it made that crossover, that would be the way it was supposed to operate. Mark Rosenker
slower
I'm going to go out slower than I anticipated. Rosie Jones
slower
It was just a mishap with a slower guy. I was out there and had no where to go. Mat Mladin
slower summer
Summer is the slower part of the year, so we have (fewer) openings. Eric Turner
slower
(Saturday) I thought I was going slower than I was. Leah Gingrich
slower sweeping
They are sweeping up now. Everything is capped and plugged and cemented all the way up. It just went a lot slower than they thought it would. Greg Flores
slower
I do think the past changes at a slower rate. It sits a little more still for its portrait. Richard Greenberg
source
Some (hospital) units can't take any more. They have to set a limit. They don't want this to be a source of turnover for their staff. Pat Harris
source
You cannot do leadership without a source of regenerative strength. What is your source? Bill Hybels
sources until
Being one of my sources is exhausting. It's not one interview and you're done. I keep going back until I feel like I understand everything. Thomas Friedman
source verdict livelihood
The verdict you pronounce upon the source of your livelihood is the verdict you pronounce upon your life. Ayn Rand
source
The accomplishment of open source is that it is the back end of the web, the invisible part, the part that you don't see as a user. Mitch Kapor
source settings primaries
The closer you can get to your setting and to primary sources, the more authentic your history is going to be... David B. Coe
source treating until
Until you know where the source is, how do you know you're treating the right one? Elaine Post
source
There's always a source for humor. Calvin Trillin
source
What? He is the source of our troubles. Hayan Saad
year
Our nemesis all year has been our rebounding. Ryan Hansen
year
Overall, 2002 will be a very challenging year for the industry, John Devine
years trying records
I've been practicing for years, trying to figure out how to record an entire band live. Beck
years records always-working
I'm always working on my own music, too. I've been working on a record for a few years. Beck
years holocaust bells
I have for four years now been ringing the bell. Economic Holocaust is coming. Economic day of reckoning is coming. Beck
years lasts songwriting
I'm more critical of my songwriting than anybody, but I've worked really hard in the last five to 10 years to improve. Beck
years important next-year
It is important for investors to understand what they do and don't know. Learn to recognize that you cannot possibly know what is going to happen in the future, and any investment plan that is dependent on accurately forecasting where markets will be next year is doomed to failure. Barry Ritholtz
years giving sublime
Over the years, one comes to measure a place, too, not just for the beauty it may give, the balminess of its breezes, the insouciance and relaxation it encourages, the sublime pleasures it offers, but for what it teaches. The way in which it alters our perception of the human. It is not so much that you want to return to indifferent or difficult places, but that you want to not forget. Barry Lopez
years lakes people
The United Nations has been in the Great Lakes Region and Sahel for 50 years, mostly investing in peacekeeping. NOW is the time to invest in young people! Babatunde Osotimehin